I decided to go with a high street firm for our conveyancing in Bowes Park recently. Upon checking the terms of engagement I notewe are responsible for costs even where the transaction does not complete. Should I ditch them and choose a web based conveyancing brokerage who offer no move no charge conveyancing in Bowes Park?

Generally there is a concession along the lines that if "No Sale No Fee" is offered then the conveyancing charges will tend to be be more expensive to offset those transactions that do not go ahead. You should be mindful that such promotions tend not to cover expenditure by way of example Bowes Park conveyancing search expenses.

Should my solicitor be asking questions concerning flooding as part of the conveyancing in Bowes Park.

The risk of flooding is if increasing concern for lawyers dealing with homes in Bowes Park. There are those who purchase a property in Bowes Park, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, but there are a numerous checks that may be undertaken by the purchaser or by their solicitors which can give them a better understanding of the risks in Bowes Park. The standard property information forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to determine if the premises has suffered from flooding. In the event that the residence has been flooded in past which is not notified by the seller, then a purchaser could bring a legal claim for losses as a result of such an incorrect response. The purchaser’s lawyers may also carry out an enviro report. This should indicate if there is a recorded flood risk. If so, additional inquiries will need to be made.

I have justbeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Bowes Park for a purchase of a freehold house 12 months ago. How can I check that my home is not still registered in the name of the former proprietor?

The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bowes Park conveyancing specialists.

I am buying my first flat in Bowes Park with a mortgage from The Royal Bank of Scotland. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not inform my conveyancer about this deal as it would jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Bowes Park. I've discover a site which looks to be the perfect solution If there is a chance to get all this stuff completed via web that would be ideal. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?