Please help. My Turnpike Lane lawyer is informing me me that he has toconduct Turnpike Lane conveyancing searches becausethe firm are on the HSBCconveyancing panel. Do I not have a choice here?
You have limited options available to you. As you are taking a home loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Turnpike Lane conveyancing searches.
How up to date is your search tool for Turnpike Lane conveyancing solicitors on the Leeds Building Society conveyancing panel? Do Leeds Building Society send you an updated list?
Turnpike Lane conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.
I am close to exchanging contracts on the sale of our property in Turnpike Lane and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Turnpike Lane. We have lived in Turnpike Lane for three years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
The deeds to my home can not be found. The solicitors who conducted the conveyancing in Turnpike Lane 4 years ago have long since closed. What are my next steps?
Gone are the days when you need to have the physical original deeds to prove you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.
I opted to have a survey completed on a house in Turnpike Lane before instructing lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies tend not give a loan on such a home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Turnpike Lane. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Turnpike Lane to see if the conveyancing will be more expensive.