I am buying a semi-detached house in Haringey. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Haringey you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Haringey.

Will our solicitor be raising questions about flooding during the conveyancing in Haringey.

Flooding is a growing risk for lawyers conducting conveyancing in Haringey. There are those who purchase a property in Haringey, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, however there are a number of searches that can be undertaken by the buyer or by their conveyancers which should figure out the risks in Haringey. The standard completed inquiry forms supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the owner to determine if the premises has suffered from flooding. If the residence has been flooded in past and is not disclosed by the vendor, then a buyer may issue a claim for damages as a result of such an inaccurate reply. The purchaser’s conveyancers should also commission an enviro report. This will reveal if there is any known flood risk. If so, more detailed inquiries should be conducted.

I have todayfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Haringey for a purchase of a leasehold apartment 12 months ago. How can I check that the property is in my name in the name of the previous owner?

The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Haringey conveyancing specialists.

I am using a search engine for the words cheap conveyancing in Haringey it reveals numerous property lawyersin the vicinity. How do I determine which is the right solicitor for me?

The preferential method of finding the right conveyancer is through a trusted testimonial, so ask colleagues and those you trust who have bought a property in Haringey or the reputable estate agent or mortgage broker. Fees for conveyancing in Haringey differ, so it's advisable to secure a minimum of three fee calculations from different conveyancers. Be sure to obtain confirmation that the fees are fixed.

I am attracted to a couple of apartments in Haringey which have approximately forty five years left on the lease term. Should I regard a short lease as a deal breaker?

A lease is a right to use the premises for a period of time. As the lease shortens the marketability of the lease reduces and it becomes more expensive to acquire a lease extension. For this reason it is advisable to extend the lease term. It is often difficulties arise selling premises with a short lease as mortgage companies may be unwilling to lend money on properties of this type. Lease extension can be a protracted process. We advise that you seek professional assistance from a conveyancer and surveyor with experience in this field.

After years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Haringey. Can we issue an application to the Residential Property Tribunal Service?

Where there is a missing freeholder or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the price.

An example of a Lease Extension decision for a Haringey property is 16 Langham Close in June 2009. The Tribunal determined that the premium to be paid by the Applicant to the Respondent for the grant of a new lease was £45,672. This case related to 1 flat. The unexpired lease term was 25.4 years.