My friend advised me that where I am purchasing in Muswell Hill I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Muswell Hill conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Muswell Hill around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Muswell Hill.
I have a 4 bedroom Victorian property in Muswell Hill. Conveyancing practitioner represented me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Muswell Hill and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing practitioner who conducted the conveyancing.
I am buying a new build flat in Muswell Hill. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Muswell Hill
There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
In my capacity as executor for the estate of my father I am selling a residence in Monmouth but reside in Muswell Hill. My lawyer (based 200 miles awayneeds me to execute a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Muswell Hill to attest and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in Muswell Hill
Me and my partner are purchasing a four room ground floor flatin Muswell Hill with a home loan from a mortgage company. We wish to instruct our lawyer in Muswell Hill however our bank says he's not approved on their "panel". It seems we have little choice but to instruct one of the our bank panel solicitors or stay with our Muswell Hill conveyancer and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that our bank use our Muswell Hill lawyer?
Unfortunately,no. The lender mortgage issued is subject to its terms and conditions, one of which will be that solicitors will on the lender's conveyancing panel. in the past, most mortgage companies had open panels, including most conveyancing solicitors in Muswell Hill : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your lender.