I have given 2 months notice to my current landlord and have to leave my rented apartment in Fortis Green by 3/11/2025. Conveyancing on my purchase is progressing. Can I complete in a couple of weeks as I wish to avoid having to find temporary accommodation?
The normal practice is not to give notice on a rental until you have exchanged. Assuming that you have not previously done so, notify to your lawyer and request that they cajole the owners solicitors, try to get a realistic time scale from them that everyone will look to achieve
When it comes to lenders such as Nottingham, do Fortis Green solicitors incur an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I have today made my last payment due on my mortgage with TSB. I assume I don't need a Fortis Green conveyancing practitioner on the TSB panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
My offer was accepted on a house in Fortis Green on 30/7/2025, valuation was booked 2 days after, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I got the keys to my home on 10 February and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Fortis Green advises it would be registered inside ten days. Are transfers in Fortis Green particularly slow to register?
There is nothing unique about conveyancing in Fortis Green registration formalities. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether there are errors and if the Land registry must send notices to any third parties. At present roughly 80% of submission are completed in less than three weeks but occasionally there can be extensive hold-ups. Historically registration is effected once the purchaser has moved in to the premises therefore an expedited registration is not always top priority but if there is a degree of urgency associated with the registration then you or your conveyancer should contact the land registry and explain the circumstances.
My husband and I are novice buyers - agreed a price, but the selling agent informed us that the seller will only issue a contract if we use the agent's recommended lawyers as they need an ‘expedited deal’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Fortis Green
It is improbable the vendors are driving this. Should the owner desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Fortis Green conveyancing lawyers - not the ones that will give the estate agent a kickback or achieve conveyancing figures pre-set by head office.
My husband and I are buying a studio flat in Fortis Green. At the point of instructing our solicitor, they said that they were on all major UK lender panels. Our financial adviser called yesterday to say that they are not on the Nationwide approved list. If it turns out to be true, what should we do? Should we simply pick a different lawyer that is on their panel or should we cover the costs for dual representation, with Nationwide selecting their own approved conveyancer.
If you are buying a property with the assistance of a mortgage it is conventional for the buyer’s solicitors to also act for the mortgage company. In order to act for a bank or building society a conveyancing practitioner has to be on that lender's list of approved lawyers. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the conveyancing practitioner has to fulfill. Some building societies now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancer should call Nationwide and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on Nationwide's conveyancing panel and you may continue to use your own Fortis Green solicitors, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.