It is a dozen years since I bought my property in Fortis Green. Conveyancing solicitors have just been retained on the sale but I am unable to find the title documents. Will this jeopardise the sale?

You need not be too concerned. First the deeds may be retained by your lender or they could be in the possession of the lawyers who acted in your purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Fortis Green involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.

We are hoping to buy a newbuild flat in Fortis Green with a homeloan from .We would like to retain our Fortis Green conveyancing practitioner but advised that her practice is not listed on their "panel". we are left little option but to use a panel lawyer or keep our high street solicitor and pay for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that use our lawyer?

Unfortunately,no. The loan offered to you is subject to its terms and conditions, a common one being that lawyers needs to be on the conveyancing panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Fortis Green?

There are two types of lawyers who can do conveyancing in Fortis Green namely licenced conveyancers or solicitors. The two can handle the legal services that required to complete the sale or acquisition of property. Both are required to handle Fortis Green conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be professionally carried out and that all necessary steps will be appropriately taken.

I am purchasing a 3 bedroom semi in Fortis Green. Our aim is to carry out a loft conversion at the property.Will legal due diligence on the property include investigations to ascertain if these alterations are permitted?

Your conveyancer should check the registered title as conveyancing in Fortis Green will occasionally reveal restrictions in the title documents which prevent categories of changes or need the permission of another owner. Many additions require local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor before you commit yourself to a purchase.

I am currently in the process of buying my council flat in Fortis Green. I have a mortgage agreed with . Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

Having had my offer accepted I require leasehold conveyancing in Fortis Green. Before I get started I want to be sure as to the remaining lease term.

Assuming the lease is registered - and 99.9% are in Fortis Green - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Fortis Green Leasehold Conveyancing - Sample of Queries Prior to buying

Please note if it is no more than eighty years it will impact the value of the flat. Check with your lender that they are content with remaining years on the lease. A short lease means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of what this will be. For most Fortis Greenlease extensions you will be required to have been the owner of the property for 24 months before you are entitled to extend the lease. It would be wise to discover as much as you can regarding the company managing the building as they will either make life much easier or much more difficult. As the proprietor of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to daily issues such as the cleanliness of the communal areas. Ask other people if they are happy with them. In conclusion, investigate as to the dates that you are obliged pay the maintenance charge to the relevant party and specifically what it includes. What restrictions are contained in the Fortis Green Lease?

What type of premises does your Fortis Green conveyancing quotes relate to?

Our conveyancing quotes are only relevant to standard residential property in England & Wales. If you have any different needs for instance industrial or agricultural property or commercial conveyancing in Fortis Green please telephone us to discuss this further .