Completed the sale of my flat in Friern Barnet last March yet the purchaser is whats apping me to say his solicitor needs to hear from mine. What should have happened now that I have sold?
Following your house sale your solicitor should send the transfer deeds and all supplemental paperwork to the buyer’s solicitors. Where appropriate, your solicitor must also send confirmation that the mortgage has been redeemed to the buyers lawyers. There are no post completion requirements peculiar conveyancing in Friern Barnet.
I recently had an offer agreed on an apartment in Friern Barnet. My financial adviser suggested a conveyancing practitioner. I paid an advanced payment of £225. Shortly after, the conveyancer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Leeds Building Society have agreed my home loan in principle, my offer on a house in Friern Barnet has been accepted, what happens next?
Your property agent will need to be advised as to your conveyancer's details (ensure that the solicitors are on the lender’s panel). Telephone Leeds Building Society or the broker and complete any outstanding documentation. Leeds Building Society will sellect a valuer who will get in touch with the selling agent or seller to schedule a slot for the valuation to happen. Once carried out (assuming no problems) it takes approximately ten days to receive the mortgage offer. Leeds Building Society will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Friern Barnet.
I have finally had an offer on a flat in Friern Barnet accepted, but there is a chain. The sellers have placed an offer on a property, but it’s not been accepted yet, and have viewings of other apartments booked. I have instructed a nearby conveyancing solicitor in Friern Barnet. What should be my next step? At what point should I apply for the mortgage with Bank of Ireland?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Friern Barnet conveyancing search costs, etc). First, you should ensure that your solicitor is on the Bank of Ireland conveyancing panel. As to the next stages this very much dictated by the circumstances of your case, desire for this property and on the state of the market. During a rising market many purchasers will apply for the mortgage with Bank of Ireland and pay for the valuation and only if it comes back ok would they request their lawyer to press on with the conveyancing in Friern Barnet.
Just had an offer accepted on a new build flat in Friern Barnet. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Friern Barnet
Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Last October I purchased a leasehold house in Friern Barnet. Do I have any liability for service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord for a lease extension without success. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Friern Barnet conveyancing firm to act on my behalf?
Most definitely. We are happy to put you in touch with a Friern Barnet conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Friern Barnet property is 90 & 96 Poplar Grove in June 2013. It was held by the Tribunal that the premium to be paid for the new lease in respect of each of the flats referred should be £17,942 This case affected 2 flats. The unexpired term was 68 years.
We are in the process of purchasing a property in Friern Barnet. Conveyancing is not over but we would like have our purchase price confidential from sites such as Zoopla. Is this possible and how?
HMLR by statute are bound to reveal price sold data on a register of the title for domestic properties countrywide including premises in Friern Barnet. The register of ownership is an open document, so HMLR would be breaking the law if they failed to allow access to the register.
In essence you can ask HM Land Registry to hide the price paid data but the response will be in the negative.