It is a dozen years since I acquired my house in Frognal. Conveyancing solicitors have now been instructed on the sale but I am unable to track down my title documents. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be with your lender or they could be in the possession of the conveyancers who handled the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Frognal relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
My apartment in Frognal is up for sale and I have a purchaser. Will the lawyer have to be required to be on the Santander conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
Are there restrictive covenants that are commonly identified during conveyancing in Frognal?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Frognal. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Am I right to be concerned by brokers that I am dealing with are recommending an online conveyancing firm rather than a High Street Frognal conveyancing practice?
As with lots of professional services, often recommendations from relatives can be very helpful. Nevertheless there are numerous parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and banks might all recommend solicitors to retain. Sometimes the solicitors might be known to one of the organisations as being good in their field, but sometimes there behind the scenes financial incentive behind the recommendation. You are free to appoint your own lawyer. You need to be aware that many lenders specify a panel list of solicitors you have to use for the mortgage related work in your conveyancing.
We are four weeks into a residential purchase having been directed to conveyancers by the high street agent to perform conveyancing in Frognal. I am am starting to be disappointed with the level of service. Could you you assist me in finding new conveyancers?
A solicitor would have to be very poor to suggest diss instructing them. Has the mortgage been issued? In the event that it has you need to inform them of the new contact details and ensure the loan are re-issued. Your solicitor ideally should be on the lenders approved list to avoid supplemental expenses and complications. So that should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a lender approved solicitor for your home move in Frognal