It is a dozen years since I purchased my home in Frognal. Conveyancing solicitors have just been retained on the sale but I can't find the title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with your lender or they may be in the possession of the lawyers who acted in the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Frognal relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
My wife and I have recently appointed a conveyancing solicitor in Frognal. I need to find out if they are on the approved list of lawyers. Could you help?
You should e-mail the lawyer and ask them if they are on the lender panel. Alternatively you should get in touch with who may be able to assist.
I have been told that property searches are the primary cause of obstruction in Frognal house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Frognal.
2 months have elapsed since my purchase conveyancing in Frognal completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Am I right to be concerned about brokers that I am dealing with are recommending a factory type conveyancing firm as opposed to a High Street Frognal conveyancing firm?
As is the case with many professional services, often suggestions from family and friends can be most helpful. Nevertheless there are lots of parties with a keen interest in a conveyancing matter; estate agents, financial adviser and mortgage companies may suggest solicitors to choose. On occasion the solicitors might be known to one of the organisations as being good in their field, but sometimes there is an underlying financial incentive behind the recommendation. You are free to select your preferred conveyancer. However, bear in mind that some mortgage providers specify a panel list of lawyers you are obliged to use for the mortgage aspect of your home move.