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Find a Swiss Cottage Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Swiss Cottage? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Swiss Cottage home move at risk of delay or failure.

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Recently asked questions about conveyancing in Swiss Cottage

Willappointing a Swiss Cottage conveyancing practitioner make the home moving process easier?

Established third party relationships is an important consideration when choosing conveyancing lawyers. Swiss Cottage law firms enjoy connections with mortgage brokers and agents, local authorities, valuers and other law firms meaning the whole process is going to be much more straightforward for you. Hosting years of experience in the local area is an advantage.

I am planning on selling our property in Swiss Cottage and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a factory type conveyancing outfit rather than a conveyancing solicitor in Swiss Cottage. Having lived in Swiss Cottage for six years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

My wife and I own a terraced Victorian house in Swiss Cottage. Conveyancing lawyer acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Swiss Cottage and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.

How does conveyancing in Swiss Cottage differ for new build properties?

Most buyers of new build property in Swiss Cottage contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because new home sellers in Swiss Cottage usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Swiss Cottage or who has acted in the same development.

I am looking for a ground for flat up to £235,500 and found one round the corner in Swiss Cottage I like with a park and transport links in the vicinity, the downside is that it's only got 61 years on the lease. I can't really find anything else in Swiss Cottage in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you require a mortgage that many years may be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.

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Neighbouring Locations

Frognal
Hampstead
Swiss Cottage
Belsize Park
St John's Wood

Find out more about how flying freehold can affect your the value of a property.