lenderpanel

Find a West Hampstead Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Hampstead? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Hampstead conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Hampstead conveyancers for over 130 lenders.


Recently asked questions about conveyancing in West Hampstead

Having been referred to your service we were going to use a conveyancing solicitor in West Hampstead found using your comparison tool but have come across alternative estimates on the internet look less expensive – how come?

There are plenty of firms promoting alleged cut-price conveyancing, unfortunately it’s common in such cases for additionalfees result in the completion fee totally different to the one you expected. In accordance with regulatory requirements costs contained in terms of business should be fair and reasonable raised The conveyancers that we list for conveyancing in West Hampstead genuinely set out all legal fees for the property you intend tobuy.

I am buying a property in West Hampstead. A rare aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Yorkshire BS your lawyer must follow the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Yorkshire BS. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Yorkshire BS where a lease does not comply with these requirements. The provisions relate to the installation of panels on properties countrywide and is not restricted to West Hampstead.

The formalities of my purchase has taken place for my property in West Hampstead. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I have instructed a West Hampstead property lawyer having made sure that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own West Hampstead surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial land in West Hampstead?

Many commercial conveyancing solicitors in West Hampstead will execute a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in West Hampstead. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in West Hampstead.

For every commercial conveyancing transaction in West Hampstead it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to West Hampstead commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in West Hampstead.

Last November I purchased a leasehold flat in West Hampstead. Do I have any liability for service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I am the proprietor of a first floor flat in West Hampstead. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the amount due for the purchase of the freehold?

Most definitely. We are happy to put you in touch with a West Hampstead conveyancing firm who can help.

An example of a Lease Extension decision for a West Hampstead flat is Flat A 372 Cricklewood Lane in January 2013. The Tribunal decided that the premium for the extended lease should be £5,750.00 and that the terms of the new lease should be those set out in annex to the decsion This case affected 1 flat.

Whilst your website is a good idea there are many lawyers listed near West Hampstead being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our bank?

We do not recommend specific West Hampstead firms as the right West Hampstead conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with West Hampstead knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..

Last updated

Find out more about how flying freehold can affect your the value of a property.