I am obtaining a mortgage with Halifax. I would like to employ the services of a Licensed Conveyancer in Maida Hill. Does the Halifax Solicitor panel allow for Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

I am need of leasehold conveyancing for an apartment in a relatively new development (6 years old) in Maida Hill. Almost all the appartments have already been occupied. Do I need carry out the conveyancing searches as part of conveyancing in Maida Hill?

Where you are obtaining a mortgage, your bank will need some (many) of the searches so you'll have no choice. If not, then Maida Hill conveyancing searches are optional. Your lawyer, will ’encourage’, perhaps in the strongest possible terms, that you should have the searches done, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or ask you to appoint a different lawyer for your conveyancing in Maida Hill.

I purchased a freehold premises in Maida Hill yet pay rent, why is this and what is this?

It’s unusual for properties in Maida Hill and has limited impact for conveyancing in Maida Hill but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

I'm purchasing my first flat in Maida Hill with a mortgage from Barclays . The sellers refused to move on the amount so I negotiated £7000 of additionals instead. The house builders rep advised me not to tell my lawyer about this side-deal as it will impact my mortgage with Barclays . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am using a search engine for the term cheap conveyancing in Maida Hill it brings up many property lawyerslocally. With so much choice what is the best way to find the suitable solicitor for the sale of my house?

The ideal way of seeking the right conveyancer is through a personal recommendation, so seek the counsel of friends and family who have acquired a property in Maida Hill or a reputable estate agent or financial adviser. Charges for conveyancing in Maida Hill vary, so it's a good idea to request at least four fee calculations from different law firms. Make sure that you know what costs in the quote includes.