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Recently asked questions about conveyancing in Maida Hill

Will my lawyer be making enquiries concerning flooding as part of the conveyancing in Maida Hill.

The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Maida Hill. There are those who buy a property in Maida Hill, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Lawyers are not qualified to offer advice on flood risk, however there are a numerous searches that may be undertaken by the purchaser or by their conveyancers which will figure out the risks in Maida Hill. The standard property information forms supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a standard inquiry of the seller to find out whether the property has suffered from flooding. In the event that the residence has been flooded in past which is not disclosed by the owner, then a purchaser could commence a compensation claim as a result of such an inaccurate answer. A buyer’s solicitors should also conduct an enviro report. This should indicate if there is any known flood risk. If so, further investigations will need to be initiated.

I own a 4 bedroom Edwardian house in Maida Hill. Conveyancing solicitor represented me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Bank of Scotland to clarify?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Maida Hill and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing practitioner who conducted the purchase.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Maida Hill is where the house is located. Is there any advice you can impart?

Flying freeholds in Maida Hill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Maida Hill you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maida Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

What does commercial conveyancing in Maida Hill cover?

Non domestic conveyancing in Maida Hill covers a wide range of guidance, offered by regulated solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

We're new to the buying process - agreed a price, yet the estate agent advised that the seller will only go ahead if we use their chosen lawyers as they want a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Maida Hill

We suspect that the seller is unaware of this ultimatum. Should the vendor require ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you will continue to appoint your own,trusted Maida Hill conveyancing firm - not the ones that will earn their estate agent a introducer fee or hit his conveyancing figures pre-set by senior management.

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Find out more about how flying freehold can affect your the value of a property.