We were just about to exchange contracts for a semi detached house in Queensbury. We have hit a problem. Our mortgage offer with Bank of Scotland expires on 13/6/2019 but the vendors are suggesting a completion date of 17/6/2019. Is it possible to extend the mortgage offer?
The best person to address this question is your solicitors who will calculate if they corresponding with the mortgage broker, owner’s representatives, selling agents or possibly all three based on what has gone on in your transaction to date.
In what way does my ID and proof of funds have anything to do with my conveyancing in Queensbury? Why is this being asked of me?
Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the ID of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Client Care letter that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to hand over identification documents, your solicitor will not be able to take you on as a client.
My wife and I have recently appointed a conveyancing solicitor in Queensbury. I I would like to check whether they are on the Platform Home Loans Ltd approved list of lawyers. Could you assist?
The first thing you should do is contact the solicitor and ask them if they can act for the bank. Alternatively you should get in touch with Platform Home Loans Ltd who may be able to assist.
I need some fast conveyancing in Queensbury as I am faced with pressure to complete inside 3 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a home loan you are at liberty not to have searches conducted although no lawyer would advise that you don't. With lots of history conveyancing in Queensbury the following are instances of what can crop up and therefore affect market value: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
I moved into my home on 9 March and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Queensbury said it would be recorded inside ten days. Are properties in Queensbury uniquely lengthy to register?
As far as conveyancing in Queensbury is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can vary subject to who lodges the application, whether there are errors and if the Land registry need to notify any third persons or bodies. At present roughly three quarters of submission are fully dealt with within two weeks but some can be subject to protracted hold-ups. Historically registration is effected after the purchaser has moved in to the property thus 'speed' is not usually top priority yet if there is a degree of urgency associated with the registration then you or your lawyers can contact the land registry and explain the circumstances.