Our son is in the process of securing a new build apartment in Harlesden with a mortgage from Nottingham. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Nottingham conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nottingham conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I'm the single beneficiary of my late mum's estate with all property in now in my sole name, including the house in Harlesden. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the house. I do know about the CML six month 'rule', meaning my property ownership will be regarded the same way as though I had purchased the property in January. Will no one buy the property for half a year?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view lenders take of it, depend on the bank as this clause is primarily there to capture the purchase and immediately sell or the flipping of property.
After weeks of negotiation I have agreed a price on a house in Harlesden. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £200. Not long after, the solicitor called me sheepishly admitting that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Planning on purchasing a maisonette in Harlesden. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Harlesden conveyancer is on the Kent Reliance conveyancing panel.
We are buying a property and the lawyer has mentioned Chancel Repair for which the property could be obligated to contribute to given it’s proximity to the area of such a church. She has mentioned insurance. Is this really appropriate for conveyancing in Harlesden
Unless a prior purchase of the house completed post 12 October 2013 you could take it that lawyers carrying out conveyancing in Harlesden to remain recommending a chancel search and or insurance against a claim.
I have been on the look out for a ground for flat up to £305k and found one close by in Harlesden I like with amenity areas and railway links nearby, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Harlesden for this price, so just wondered if I would be making a grave error buying a short lease?
If you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
I'm going to be buying an apartment very soon in Harlesden. I am in need of a Harlesden conveyancing solicitor. My family solicitor is located in Jersey and unable to assist.Please can you recommend a cheap Harlesden conveyancer that can assist us as well as represent Bank of Ireland?
The purpose of this site is limited to being a directory service for solicitors who wish to be listed as being on the approved conveyancing panel for Bank of Ireland in certain areas for example Harlesden . Our intention is not to recommend any specific conveyancing practitioner.