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Find a Kensal Rise Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kensal Rise? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kensal Rise conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kensal Rise conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Kensal Rise

Some advice if I may. My Kensal Rise conveyancer is informing me me that he is legally obliged toapply for Kensal Rise conveyancing searches asthe firm are on the Santanderapproved lawyer panel. Is this really necessary?

You have limited options available to you. As you are taking a home loan with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Kensal Rise conveyancing searches.

Various online forums that I have visited warn that are the primary cause of stalling in Kensal Rise house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Kensal Rise.

I am purchasing a new build house in Kensal Rise benefiting from help to buy. The builders refused to reduce the price so I negotiated £7000 of extras instead. The estate agent told me not disclose to my conveyancer about the deal as it could jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In what way does the Landlord & Tenant Act 1954 impact my business premises in Kensal Rise and how can your lawyers assist?

The particular law that you refer to affords a safeguard to commercial leaseholders, granting the right to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Kensal Rise is one of the many locations in which our lawyers have offices

Last September I purchased a leasehold flat in Kensal Rise. Am I liable to pay service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I have given up seeking a lease extension in Kensal Rise. Can this matter be resolved via the Leasehold Valuation Tribunal?

if there is a absentee landlord or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to make a decision on the price.

An example of a Lease Extension decision for a Kensal Rise flat is 85A Chevening Road in August 2013. the Tribunals conclusions resulted in a payment of a premium for the new lease in the sum of £11,211 This case was in relation to 1 flat. The unexpired residue of the current lease was 84.34 years.

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Neighbouring Locations

Willesden
Brondesbury
Kensal Rise
Kilburn
Kensal Green

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