My wife and I have recently acquired a house in Kensal Rise. We have since encountered a number of problems with the property which we suspect were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Kensal Rise?
The query is not clear as to the nature of the problems and if they are unique to conveyancing in Kensal Rise. Conveyancing searches and due diligence initiated as part of the legal transfer of property are designed to help avoid problems. As part of the process, a property owner fills in a form referred to as a SPIF. If the information is misleading, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Kensal Rise.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Kensal Rise. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/4/2019, the requirements read as follows :
I am close to exchanging contracts on the sale of our home in Kensal Rise and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any high street Kensal Rise conveyancer would know that there is no such problem. It does beg the question why the buyers are using an internet conveyancing firm rather than a conveyancing solicitor in Kensal Rise. We have lived in Kensal Rise for six years we know that this is a non issue. Do we contact our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am buying a new build apartment in Kensal Rise. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Kensal Rise
Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I am a fortnight into a residential purchase having been referred to conveyancers by the estate agent to do our conveyancing in Kensal Rise. I am am extremely dissatisfied with the quality of service. Could you you assist me in finding new lawyers?
They would have to be really bad to suggest changing them. Has the loan offer been sent? If so you must advise them of the new contact details and get the mortgage documents are issued to the new lawyers. Your new conveyancer should be on the lenders approved list to avoid supplemental charges and delays. So that should be your first question of the new conveyancers. The search tool should help you find a bank approved lawyer for your home move in Kensal Rise