We were just about to sign contracts for a property in Bedmond. We have hit a snag. The loan offer with TSB runs out on 23/9/2025 but the sellers are suggesting a completion date of 25/9/2025. Can one prolong the mortgage expiry date?

The best person to deal with your issue is your lawyer who will hopefully calculate if he or she is corresponding with the lender, seller’s conveyancers, selling agents or possibly all parties taking into account what has happend in your transaction to date.

Can you explain why leasehold purchase conveyancing in Bedmond is more expensive?

Bedmond leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving relevant notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

When it comes to lenders such as RBS, do Bedmond conveyancers have to pay an annual charge to be on the list of approved solicitors?

We are unaware of any mortgage company fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

I am buying a property in Bedmond. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with TSB your lawyer must comply with the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for TSB. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to TSB where a lease does not satisfy these specifications. The provisions relate to the installation of panels on properties countrywide and is not restricted to Bedmond.

I was told three weeks ago that my mortgage has been agreed to by Bank of Ireland. Is it usual for Bank of Ireland to only issue the offer once my solicitor in Bedmond is approved on their conveyancing panel? Bank of Ireland have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.

My step-father has recommend that I instruct his conveyancers in Bedmond. Should I choose my own property lawyer?

Much as we are happy to recommend a Bedmond conveyancing lawyer the ideal way to select a conveyancing solicitor is to have recommendations from friends or family who have previously instructed the conveyancer that you are considering.

I'm remortgaging a flat in Bedmond. I can find my conveyancer's company on the Law Society's list, but I can't locate my conveyancer's name as listed on the regulator's website. Should I be concerned?

Not all staff in the law firm must be listed by the regulator. Provided there is someone qualified to 'oversee' the conveyancing, the actual day-to-day activity can be undertaken by unlicensed staff.