Much to our surprise we have been told by our mortgage broker that my Bedmond solicitor is not on the lender Solicitor panel. What can I do to check?
You need to call your Bedmond lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. If they are not on the panel they may be able to suggest a Bedmond conveyancing firm that is on the conveyancing panel for your bank.
A colleague suggested that where I am buying in Bedmond I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Bedmond conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Bedmond around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Bedmond Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Bedmond.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a quick, chain free conveyancing. Bedmond is where the house is located. Can you offer any opinion?
Flying freeholds in Bedmond are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bedmond you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bedmond may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Should I be wary about brokers that I am dealing with are encouraging me to use an online conveyancing firm rather than a High Street Bedmond conveyancing company?
As with many professional services, often input from connections can be very helpful. Nevertheless there are lots of parties with a keen interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies may suggest conveyancers to use. On occasion the solicitors might be known to one of the organisations as being good in their field, but sometimes there behind the scenes financial incentive behind the endorsement. You have the right to choose your own conveyancer. Don't forget that some mortgage providers have an approved list of solicitors you must use for the mortgage aspect of your home move.
I need to retain a conveyancing solicitor for purchase conveyancing in Bedmond. I happened to discover a site which appears to be the ideal offering If there is a chance to get all the legals completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?