My lawyer has identified a a legal deficiency with the lease for the property we are purchasing in Bushey. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor has advised that he must be satisfied that the bank is happy with this solution. Who is the client here, us or the lender?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancer will have no choice but to discontinue acting for you.

Will lawyers request money up-front for my conveyancing in Bushey?

If you are buying a property in Bushey your lawyer will ask you to provide them with monies to cover the the cost of the conveyancing searches. Generally this is needed to cover the fees of the Local Authority Search. If any deposit is as part of the sale price then this should be required shortly in advance of contracts are exchanged. The closing balance that is due should be sent to your lawyer shortly before completion.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Bushey 10 years ago are no longer around. What do I do?

Gone are the days when you need to have the physical deeds to evidence that you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.

I am looking into buying my first house which is in Bushey and I am already nervous. I couldn't find anything specific about Bushey. Conveyancing will be needed in due course but do you know about the Bushey area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bushey. In the meantime here are some basic statistics that we found

Having had my offer accepted I require leasehold conveyancing in Bushey. Before I get started I require certainty as to the remaining lease term.

Assuming the lease is registered - and almost all are in Bushey - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Bushey conveyancing firm to assist?

Absolutely. We can put you in touch with a Bushey conveyancing firm who can help.

An example of a Lease Extension decision for a Bushey residence is 197 Byron Road in March 2013. In relation to the value of the extended lease the tribunal concluded that the appropriate premium should be £19237 This case affected 1 flat. The unexpired residue of the current lease was 70.92 years.