It is a dozen years since I bought my house in South Oxhey. Conveyancing lawyers have recently been retained on the sale but I can't find the title documents. Will this cause complications?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the lender or they may be in the possession of the conveyancers who acted in the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in South Oxhey involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Can you clarify what the consequences are if my solicitor is expelled from the Aldermore Conveyancing panel ahead of completing my conveyancing in South Oxhey?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I have justdiscovered that Action Conveyancing have closed. They carried out my conveyancing in South Oxhey for a purchase of a leasehold flat 12 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of South Oxhey conveyancing specialists.
I opted to have a survey completed on a property in South Oxhey in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in South Oxhey. Conveyancing may be slightly more expensive based on your lender's requirements.
In scouring the web for the words on line conveyancing in South Oxhey it reveals many solicitorsin the vicinity. With so much choice what is the best way to find the suitable conveyancer for my move?
The ideal way of choosing the right conveyancer is through a trusted testimonial, so enquire of friends and family who have purchased a property in South Oxhey or the local estate agent or financial adviser. Fees for conveyancing in South Oxhey vary, so it's sensible to obtain a minimum of four costs illustrations from different property lawyers. Dont forget to clarify that the costs are guaranteed not to increase.