Me and my fiance are buying property in Boxmoor. My property lawyer is not on the mortgage company solicitor list. Am I still permitted to appoint my Boxmoor conveyancing solicitor notwithstanding that they are excluded from the lender panel?
Various options include
- Proceed with your existing Boxmoor conveyancing practitioner but your bank will need to use a lawyer on their approved list. This will result in additional charges and potential delay.
- Appoint a fresh solicitor to act in the purchase, making sure they are on the mortgage company conveyancing panel.
- Appeal to your conveyancer to apply to join the bank panel
We are buying a flat in Boxmoor. It might be a silly question but how we can trust a lawyer? At some point we have to put money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Can you point me to a directory of Nationwide panel solicitors in Boxmoor on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings visible online. If you are seeking to appoint a Boxmoor lawyer on the Nationwide please use our facility.
Last month we had a mortgage agreed in principle with Clydesdale. Boxmoor conveyancing practitioners were appointed. How long does it take for Clydesdale to issue the offer to the property lawyer?
There is no definitive answer here. Have Clydesdale completed the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
About to purchase a new build flat in Boxmoor. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Boxmoor
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I decided to have a survey done on a property in Boxmoor ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks will refuse to give a mortgage on such a premises.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Boxmoor. Conveyancing may be slightly more expensive based on your lender's requirements.
We are four weeks into a leasehold purchase having been recommend to conveyancers by the estate agent to carry out the conveyancing in Boxmoor. I am not happy. Can you help me find new solicitors?
A lawyer would need to be very poor in order to consider diss instructing them. Has the mortgage offer been sent? If so you will need to make them aware of the new contact details and have the mortgage documents are re-issued. Your new conveyancer needs to be on the lenders panel to avoid added expenses and complications. So that should be your starting point. Our find a solicitor tool should help you find a lender approved conveyancer for your conveyancing in Boxmoor