Why do I have to pay up front when it comes to conveyancing in Harrow Weald?

If you are buying a property in Harrow Weald your lawyer will ask you to provide them with monies to cover the search fees. Ordinarily this is requested to cover the fees of the Local Authority Search. If any down payment is payable against the purchase price then this will be required shortly prior to exchange of contracts. Any further balance that is needed will be payable a couple of days ahead of the completion date.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Harrow Weald. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/12/2025, the requirements read as follows :

I am buying a new build house in Harrow Weald with a mortgage from Nationwide Building Society. The sellers would not budge the price so I negotiated 6k of additionals instead. The house builders rep advised me not inform my solicitor about this deal as it could impact my loan with Nationwide Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to locate a Harrow Weald law firm on the TSB conveyancing panel? I am a keen cyclist and am prepared to travel upto 10miles to meet the conveyancer.

Feel free to make use of the tool on this page. Please pick a bank and your location and you will see a number of Harrow Weald conveyancing lawyers located nearest you. We have listed some Harrow Weald conveyancing firms towards the end of this page and you can telephone them to check if they are on the TSB member panel

I am looking at a two maisonettes in Harrow Weald both have approximately fifty years remaining on the lease term. Do I need to be concerned?

There is no doubt about it. A leasehold apartment in Harrow Weald is a deteriorating asset as a result of the shortening lease. The closer the lease gets to zero years unexpired, the more it adversely affects the salability of the property. For most buyers and banks, leases with under 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Harrow Weald conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I have had difficulty in negotiating a lease extension in Harrow Weald. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Absolutely. We can put you in touch with a Harrow Weald conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Harrow Weald property is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The unexpired lease term was 75.25 years.