It is a dozen years since I bought my property in South Harrow. Conveyancing solicitors have just been retained on the sale but I am unable to track down my title deeds. Will this cause complications?

Don’t worry too much. First there is a possibility that the deeds will be with your mortgage company or they could be in the possession of the conveyancers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in South Harrow involves registered property but in the rare situation where your property is unregistered it is more of a problem but is resolvable.

My bid for a property was accepted at auction in South Harrow. Conveyancing is required. What are my next steps?

Now that you are exchanged you now have to choose a conveyancing practitioner soon as you are facing a pending a drop dead date to complete the conveyancing. All auction property will ordinarily have an associated legal pack. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You must pass this on to the conveyancer instructed by you at the earliest opportunity. Do make sure that your finances are organised to complete the transaction on the set completion date.

I am due to move house in . Should my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you suggest a removal company in South Harrow. Conveyancing firm was organised prior to coming across this page.

On the afternoon of completion you will need to collect the keys from your estate agent but this can only occur once the sellers solicitors advise the agent that they have the completion monies and the keys can be passed over. Subsequently you will need to inform the removal company that you are ready to move in. We do not recommend a specific removal organisation but can help you choose a residential property solicitor in South Harrow or a solicitor that specialises in conveyancing in South Harrow.

Our sealed bid on a property in South Harrow has been agreed to, the sellers do nevertheless have an associated purchase. The owners have offered on somewhere, however it’s not been accepted yet, and have viewings of other properties booked. I have chosen a local conveyancing solicitor in South Harrow. What do I do now? When should I get the mortgage application with going?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, South Harrow conveyancing search costs, etc). The first course of action is to ensure that your is on the approved list. Regarding the next stages this very much dictated by the specifics of your case, motivation for this property and on the state of the market. In a hot market some home buyers will apply for a home loan with and arrange for the valuation and only if it comes back ok would they request their to press on with the conveyancing in South Harrow.

I have been on the look out for a flat up to £235,500 and found one close by in South Harrow I like with amenity areas and transport links nearby, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in South Harrow for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

If you require a home loan the shortness of the lease will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

I inherited a ground floor flat in South Harrow, conveyancing was carried out 1995. Can you work out an approximate cost of a lease extension? Corresponding flats in South Harrow with over 90 years remaining are worth £165,000. The ground rent is £45 yearly. The lease terminates on 21st October 50

With just 50 years left to run we estimate the premium for your lease extension to span between £36,100 and £41,800 plus legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.

What do I do if I am not happy with the who carried out my conveyancing in South Harrow?

We live in an imperfect world, and unfortunately sometimes things do go wrong. However there is recourse where you were unhappy with your conveyancing in South Harrow. This varies from trying to resolve matters directly with them, through to reporting a to their regulator. If you remain dissatisfied you may consider enlisting the help of the Legal Ombudsman.