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Find a Chalfont St Giles Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chalfont St Giles? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chalfont St Giles conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chalfont St Giles conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chalfont St Giles

I have just been advised by my mortgage adviser that my Chalfont St Giles property lawyer is not on the mortgage company Conveyancing panel. What can I do to be sure that this is correct?

Your first step should be to call your Chalfont St Giles conveyancer. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they may be able to suggest a Chalfont St Giles conveyancing practice that is on the conveyancing panel for your mortgage company.

I have been told that property searches are the primary reason for stalling in Chalfont St Giles conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Chalfont St Giles.

I'm purchasing my first flat in Chalfont St Giles with a mortgage from Lloyds TSB Bank. The developers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not inform my solicitor about this extras as it would put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the estate of my aunt I am disposing of a residence in Swansea but I am based in Chalfont St Giles. My lawyer (approximately 250 kilometers from mehas requested that I execute a stat dec prior to completion. Can you recommend a conveyancing practitioner in Chalfont St Giles to attest this legal document for me?

strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are located in Chalfont St Giles

I have just started marketing my 2 bed apartment in Chalfont St Giles. Conveyancing has not commenced, but I have just received a quarterly maintenance charge demand – should I leave it to the buyer to sort out?

The sensible thing to do is clear the maintenance contribution as you normally would because all ground rent and service invoices should be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I acquired a studio flat in Chalfont St Giles, conveyancing was carried out September 2012. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Chalfont St Giles with an extended lease are worth £207,000. The average or mid-range amount of ground rent is £60 charged once a year. The lease terminates on 21st October 2079

With 57 years left to run we estimate the price of your lease extension to range between £28,500 and £33,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.

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