I am purchasing a victorian detached house in Chesham Bois. Our aim is to carry out a loft conversion at the house.Will the conveyancing process include checks to see if these alterations are allowed?
Your solicitor will check the deeds as conveyancing in Chesham Bois will on occasion identify restrictions in the title documents which prevent certain alterations or need the consent of another owner. Some additions need local authority planning permissions and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
I'm the sole beneficiary of my late grandmother’s will with all property in now in my sole name, including the my former home in Chesham Bois. Conveyancing formalities meant that the Land Registry date was in November. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be treated the same way as though I had purchased the property in November. Do I have to wait half a year to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Some mortgage companies would take a practical view as this provision chiefly exists to capture the purchase and immediately sell or the quick reselling of properties.
I have instructed a Chesham Bois conveyancer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Chesham Bois surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Will commercial conveyancing searches reveal planned roadworks that could affect a commercial premises in Chesham Bois?
Its becoming the norm that commercial conveyancing solicitors in Chesham Bois will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Chesham Bois. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chesham Bois.
For every commercial conveyancing transaction in Chesham Bois it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to Chesham Bois commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Chesham Bois.
I moved into my home on 8 April and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Chesham Bois expressed confidence that it should be registered in a couple of weeks. Are transfers in Chesham Bois uniquely lengthy to register?
As far as conveyancing in Chesham Bois registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether it is in order and if the Land registry need to notify any 3rd parties. At present in the region of three quarters of submission are fully addressed within two weeks but occasionally there can be extensive delays. Historically registration occurs after the new owner has moved in to the property thus registration formalities is not usually an essential issue but where it is urgent that the the registration takes place urgently then you or your conveyancer can communicate with the Registry to express the reasoning for the application to be prioritised.
I decided to have a survey carried out on a house in Chesham Bois ahead of appointing solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies tend not issue a mortgage on this type of property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you e-mail us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chesham Bois. Conveyancing will be smoother if you use a solicitor in Chesham Bois especially if they are accustomed to such properties in Chesham Bois.
What tools are available to identify a Chesham Bois law firm on the Godiva Mortgages Ltd conveyancing panel? I drive a motor bike and am prepared to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the facility on this page. Please choose the mortgage company and your location and you will see a number of Chesham Bois conveyancing lawyers locally. We have detailed some Chesham Bois conveyancing firms towards the end of this page and you can call them to see whether they are on the Godiva Mortgages Ltd panel