At long last a mortgage offer from NatWest for the refinancing of my 4 room maisonette is due within the next few days. Are you able to put forward a low cost conveyancing solicitor in Chesham Bois?
You are on the wrong site if you are in need of the cheapest conveyancing in Chesham Bois. Our aim is to provide affordable conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies offering the bait of £99 conveyancing in Chesham Bois. The optimum result, in choosing a lawyer for low cost conveyancing, you will receive what you pay for and at worst it will result in you being stung for additional fees and still not get the service required.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Chesham Bois conveyancer on the Principality panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Chesham Bois off the council. I have a mortgage agreed with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Our sealed bid on a house in Chesham Bois has been agreed to, but there is a chain. The owners have offered on a property, however it’s not been accepted yet, and have viewings of other flats in the pipeline. I have instructed a high street conveyancing solicitor in Chesham Bois. What do I do now? When should I get the mortgage application with Co-operative going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx £1k, then survey, Chesham Bois conveyancing search charges, etc). First, you should ensure that your lawyer is on the Co-operative approved list. Regarding the subsequent steps this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a rising market many home buyers will apply for a home loan with Co-operative and pay for the valuation and only if it was satisfactory would they pay their solicitor to move forward with searches.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Chesham Bois I like with open areas and railway links in the vicinity, however it only has 49 years unexpired on the lease. I can't really find anything else in Chesham Bois for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a mortgage the remaining unexpired lease term will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
I need to instruct a conveyancing solicitor in Chesham Bois for my purchase. Is there any facility to review a solicitor's complaints history with the legal regulator?
Anyone can find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could monitor telephone calls for training requirements.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.