My previous lawyer has given a fee estimate just over a thousand pound for fixed fee conveyancing in Beaconsfield. I’m hoping to sell a purpose built detached home for £300,000. Is this expensive? Is it in excess of what I should be paying for conveyancing in Beaconsfield?
The estimate does seem a tad overpriced. Where you are content to invest time scrutinising charges you might shave off some of the expense by as much as £125. That being said, you couldcome to regret choosing an an unknown solicitor. If is important to be sure that the firm can act for your mortgage company. Do employ our search tool to find a Beaconsfield conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Beaconsfield.
I'm the only recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Beaconsfield. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship will be treated the same way as if I'd bought the property in November. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view lenders take of it, depend on the lender as this provision is chiefly there to identify the purchase and immediately sell or the quick reselling of property.
I have decided to exercise my right to buy my property in Beaconsfield off the council. I have a mortgage agreed with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
The formalities of my remortgage has taken place for my property in Beaconsfield. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
We are selling our home in Beaconsfield and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any high street Beaconsfield lawyer would know this is not the case. For the life of me I don't know why the buyers instructed a factory type conveyancing firm rather than a conveyancing solicitor in Beaconsfield. Having lived in Beaconsfield for six years we know that this is a non issue. Do we contact our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
In scouring the internet for the phrase conveyancing in Beaconsfield it reveals numerous conveyancersin the area. With so much choice what is the best way to find the suitable solicitor for me?
The ideal method of seeking a suitable conveyancer is through a trusted testimonial, so seek the opinion of colleagues and family who have bought a property in Beaconsfield or a local estate agent or mortgage broker. Costs for conveyancing in Beaconsfield vary, so it's sensible to secure at least four costs illustrations from varying types of law firms. Dont forget to clarify that the costs are guaranteed not to to be inflated.
Am in the process of buying my first house in Beaconsfield. Conveyancing lawyer already appointed. The mortgage adviser suggested that a survey is not needed as the house was only constructed 22 years ago.
The bare minimum you need a Home Buyer's Report. As the residence was built more than a decade ago the property will not come with a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could be sufficient. They will highlight any obvious issues and suggest further investigation if appropriate. Where there are any indications of material issues obtain a comprehensive structural survey.