What does a local search tell me concerning the property we're purchasing in Beaconsfield?

Beaconsfield conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Searches UK The local search plays a central role in many a Beaconsfield conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.

Me and my brother purchased a 4 bedroom Edwardian property in Beaconsfield. Conveyancing lawyer represented me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Beaconsfield and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who completed the work.

Due to the encouragement of my in-laws I had a survey completed on a property in Beaconsfield prior to appointing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend not issue a mortgage on such a home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Beaconsfield. Conveyancing will be smoother if you use a solicitor in Beaconsfield especially if they are familiar with such properties in Beaconsfield.

How do I use the search tool to choose a conveyancing lawyer in Beaconsfield on the panel for my bank?

Step one is to pick a mortgage company such as Nationwide Building Society, The Royal Bank of Scotland or Nottingham Building Society then specify your location for instance Beaconsfield. Conveyancing organisations in Beaconsfield and across England and Wales should be shown.

We expect to complete the disposal of our £225,000 maisonette in Beaconsfield next week. The freeholder has quoted £408 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Beaconsfield?

Beaconsfield conveyancing on leasehold maisonettes often requires the purchaser’s conveyancer submitting questions for the landlord to answer. Although the landlord is not legally bound to answer such questions most will be content to do so. They are at liberty to charge a reasonable administration fee for answering questions or supplying documentation. There is no set fee. The average costs for the paperwork that you are referring to is over three hundred pounds, in some situations it is above £800. The management information fee required by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration charges, without which the charge is not strictly payable. In reality you have little choice but to pay whatever is demanded if you want to complete the sale of your home.

I bought a studio flat in Beaconsfield, conveyancing having been completed March 1998. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Beaconsfield with an extended lease are worth £181,000. The ground rent is £55 levied per year. The lease ends on 21st October 2075

With just 51 years remaining on your lease the likely cost is going to span between £30,400 and £35,200 plus costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.