I am mortgaging my house in Beaconsfield, does my lawyer need to be on the Nationwide Solicitor panel?
There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Can you point me to a directory of Santander panel solicitors in Beaconsfield on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association sites. A small selection of lenders make their panel listings available on the web. Where you are seeking to appoint a Beaconsfield solicitor on the Santander please make the most of our facility.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Beaconsfield conveyancer on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Beaconsfield off the council. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I am looking for a leasehold apartment up to £195,000 and identified one near me in Beaconsfield I like with open areas and transport links nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Beaconsfield suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan the shortness of the lease will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
Hoping to buy a property located in Beaconsfield and I am already nervous. I couldn't find anything specific about Beaconsfield. Conveyancing will be needed in due course but do you know about the Beaconsfield area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Beaconsfield. In the meantime here are some basic statistics that we found
I am thinking of instructing an online conveyancing practitioner ahead of a Beaconsfield conveyancing practice. Am I making a mistake?
There are advantages of having the option pop in to a local Beaconsfield conveyancing solicitor for instance
- signing papers on short notice
- sometimes being able to speak to someone face-to-face can make a huge difference, particularly for more complex conveyancing
- the ability to raise concerns if matters go pear-shaped
When analysing fees, look carefully for hidden extras. The majority decent Beaconsfield high street solicitors give an all-inclusive price. Many online agents appear to offer discounted prices, yet have burried 'extras' in the fine print.