lenderpanel

Find a Burnham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Burnham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Burnham

We're in Burnham, First time buyers buying with a mortgage (lender is RBS , and our solicitor is on the RBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the RBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I'm the single recipient of my late grandmother’s estate with all property in now in my sole name, including the house in Burnham. The Burnham property was put into my name in May. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', meaning my property ownership may be treated the same way as if I'd bought the house in May. Do I have to wait half a year to sell?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How sensible a view mortgage companies take of it, depend on the bank as this provision chiefly exists to capture subsales or the quick reselling of property.

I am buying a property in Burnham. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?

As you are obtaining a mortgage with RBS your lawyer must comply with the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for RBS. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancers are required to report to RBS where a lease does not meet these provisions. The requirements relate to the installation of panels on properties nationwide and is not isolated to Burnham.

I am selling my apartment. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Yorkshire BS are being pedantic. The Burnham solicitor who is on the Yorkshire BS conveyancing panel is recommending indemnity insurance as a solution but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I'm purchasing my first flat in Burnham with a mortgage from Norwich and Peterborough Building Society. The builders refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The property agent told me not disclose to my solicitor about the extras as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I was pointed in your direction by a few estate agents in Burnham to get a quote from a solicitor using your seach tool. Is there a financial incentive for Estate Agents to recommend your services ahead of alternative conveyancing organisations?

We don’t make any commission for pointing buyers and sellers in our direction. We thought it would be too underhand to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

My parents are encountering difficulties in finding their Burnham land registry title on the online search facility. They have a vague memory back in the 70’s when they acquired the property there were complications regarding the address not being recognised in some systems.

Nearly all properties in Burnham should appear. Have you tried a search with simply the postcode. Normally it will identify all the houses and flats within that postcode. Assuming the property is recorded it will be there with a title number. Where they bought back in the 60’s it's conceivable it may be not yet registered. The property might still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title deeds which may be with your parent’s bank.

Last updated

Find out more about how flying freehold can affect your the value of a property.