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Find a Burnham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnham home move at risk of delay or failure.

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Recently asked questions about conveyancing in Burnham

Is there a reason why leasehold purchase conveyancing in Burnham is more expensive?

In summary, leasehold conveyancing in Burnham and elsewhere usually necessitates extra hours of investigation compared to freehold conveyancing. This includes reviewing the lease, liaising with the landlord concerning the service of required notices, obtaining current service charge and management information, obtaining the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different owners have owned the lease since it was first entered into.

I just bought a house at auction in Burnham. Conveyancing is necessary. What happens now?

Given that you are now exchanged you will need to hire the services of a conveyancing solicitor soon as you now have a fast approaching deadline in which to complete the property. All auction property will ordinarily have a corresponding legal set of papers. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You should pass this on to the lawyer instructed by you as soon as possible. You also need to ensure that that you have the requisite funding in order to complete the transaction on the set completion date.

Does a directory service exist listing Yorkshire BS panel conveyancers in Burnham on the UK Finance Lenders’ Handbook Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings visible over the internet. Where you are in need of a Burnham conveyancing practitioner on the Yorkshire BS please use our facility.

I am expecting a OIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Burnham solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?

You will need to appoint Burnham solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.

I own a 4 bedroom Edwardian house in Burnham. Conveyancing practitioner represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burnham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing lawyer who conducted the purchase.

I'm purchasing my first flat in Burnham benefiting from help to buy. The sellers refused to reduce the price so I negotiated 6k of additionals instead. The estate agent told me not reveal to my conveyancer about this deal as it may put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We're novice buyers - had an offer accepted, but the estate agent has warned us that the vendor will only move forward if we use their preferred lawyers as they need a ‘quick sale’. My instinct tells me that we should use a high street conveyancer accustomed to conveyancing in Burnham

We suspect that the seller is not behind this requirement. If they require ‘a quick sale', alienating a genuine purchaser is going to damage their objectives. Bypass the agents and go straight to the sellers and make sure they understand (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you intend to use your preferred Burnham conveyancing lawyers - as opposed tothose that will provide the estate agent a introducer fee or achieve conveyancing figures pre-set by corporate headquarters.

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Find out more about how flying freehold can affect your the value of a property.