I am assisting my sister sell her property in Burnham. Will the conveyancing solicitor arrange the energy assessment or it is for the seller to coordinate?
Following the abolition of Home Information Packs, EPC’s was maintained a compulsory part of selling a property. An EPC should be to hand prior to the property being marketed. This is not something that law firms ordinarily organise. Where you are instructing a Burnham conveyancing solicitor they might be able to arrange energy performance certificates due to their contacts with reputable Burnham assessors
When it comes to mortgage companies such as Coventry BS, do Burnham lawyers incur a fee to be on the conveyancing panel?
We are not aware of any bank fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I had an offer accepted on a property in Burnham on 19/8/2021, valuation was booked 4 days later, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
Me and my brother have a semi-detached Edwardian property in Burnham. Conveyancing solicitor represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burnham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
About to purchase a new build flat in Burnham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Burnham
Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I'm remortgaging my existing property to a BTL loan with Virgin Money and intend to use the remaining equity as a down payment on a second house. The area we are looking at is Burnham. Will your lawyers be able to act for both sets of lenders and tie in the two deals?
Do use our search tool on this site to ensure that the lawyers are approved by both mortgage companies. Assuming that they are your solicitor will be able to connect the two conveyancing matters but you should have a chat with you lawyer and make apparent your expectations and requirements.
Should one remove a deceased person's details from the title deeds for a house in Burnham?
Where a Burnham property is jointly owned and one of the proprietors passes away, the name will not immediately be removed from the Land Registry title. You are not required to remove their name as when it comes to a disposal your lawyer would just need to supply proof as to the reason the joint owner is not included in the transfer, ordinarily this takes the form of the probate documents.
With the aim of making the sale conveyancing smoother for the sale of the property you can apply to have the deceased person erased from the title register by applying to HM Land Registry with evidence of the death. There is no land registry fee payable.