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Find a Burnham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Burnham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Burnham

I am hoping to complete my purchase in Burnham next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the lender. What risks does the bank expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not unique to conveyancing in Burnham.

I own a freehold residence in Burnham yet charged rent, why is this and what is this?

It’s unusual for properties in Burnham and has limited impact for conveyancing in Burnham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

We just had an offer accepted to buy with Darlington Building Society. We have called around locally but am unable to find a Burnham conveyancing firm on the Darlington Building Society approved list. Could you assist?

Please do make use of the find a conveyancing panel solicitor tool on this page. Please choose the mortgage company and type Burnham or your location and you will be presented with a number of lawyer located in Burnham or by proximity to you.

I acquired my home on 13 November and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Burnham advises it should be registered inside ten days. Are properties in Burnham particularly slow to register?

There is nothing unique about conveyancing in Burnham registration formalities. As opposed to being determined by geographic area, timeframes can differ according to who lodges the application, whether it is in order and if the Land registry must send notices to any third parties. Currently approximately three quarters of such applications are fully addressed within 12 days but some can be subject to protracted delays. Historically registration is effected once the new owner is living at the property thus an expedited registration is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.

We expect to complete our sale of a £475,000 apartment in Burnham on Thursday in a week. The managing agents has quoted £336 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is the landlord entitled to charge such fees for a flat conveyance in Burnham?

Burnham conveyancing on leasehold flats usually necessitates the buyer’s lawyer sending enquiries for the landlord to address. Although the landlord is not legally bound to address such questions most will be willing to do so. They are at liberty to levy a reasonable charge for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is £350, in some situations it is above £800. The administration charge demanded by the landlord must be sent together with a synopsis of entitlements and obligations in relation to administration charges, without which the invoice is not strictly payable. Reality however dictates that one has no option but to pay whatever is demanded if you want to sell the property.

I bought a leasehold flat in Burnham, conveyancing was carried out November 2003. How much will my lease extension cost? Similar properties in Burnham with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 levied per year. The lease expires on 21st October 2094

You have 70 years unexpired the likely cost is going to range between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.

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