We are planning to acquire a flat and require a conveyancing solicitor in Cippenham who is on the RBS conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Cippenham.
I had intended to instruct a property lawyer in Cippenham for our house move. Our financial adviser has since notified us that our mortgage lenders Nationwide Building Society won't deal with them. Surely this is unfair competition?
Lenders tend to imposes restrictions either the type or the amount of conveyancing solicitors on their member panel. A common example of such restriction(s) being that a firm must have two or more partners. As well as restricting the profile of firm, some have limited the number of solicitor practices they use to represent them. Be aware that Nationwide Building Society have no responsibility for the quality of advice provided by any member of Nationwide Building Society Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels since 2008 even though there are mixed views about the level of solicitor engagement in some of that fraud. Data from the Land Registry indicate that thousands of law firms, including some in or near Cippenham only conduct a couple conveyances a year.
Are there restrictive covenants that are commonly identified during conveyancing in Cippenham?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Cippenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Cippenham with a mortgage from TSB. The sellers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not disclose to my lawyer about the deal as it would put at risk my mortgage with TSB. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We are in the process of buying a home in Cippenham. Conveyancing is not over but we wish to have the amount we are are purchasing for a secret from sites such as Rightmove. How do I make sure this is not disclosed?
The Land Registry as a matter of law bound to disclose price paid information on the official title for residential properties countrywide which includes homes in Cippenham. The register of ownership is an open document, so the Land Registry would be breaching their statutory duty if they failed to allow access to the register.
In essence you can ask HMLR to withhold the price paid data however the answer would be a No.