I am expecting a offer of a home loan from Nat West. I would like to use a Licensed Conveyancer in Cippenham. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
When reading online forums for a recommended solicitor in Cippenham, most say that I should instruct a CQS kitemarked solicitor. What is CQS?
Cippenham Conveyancing Quality Scheme solicitors have been granted accreditation by the law Society CQS was brought about to establish evidence of quality standards in the home moving process. CQS enables house movers to identify solicitor firms who provide a quality residential conveyancing. Cippenham is one of locations in England and Wales in which CQS are based. The scheme obliges law firms to undergo a strict assessment, compulsory training, self-certification, random audits and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Council of Mortgage Lenders.
I require expedited conveyancing in Cippenham as I am under pressure to sign on the dotted line within 4 weeks. Fortunately I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you have the choice not to do searches although no law firm would advise that you don't. Drawing on our experience of conveyancing in Cippenham the following are instances of what can crop up and therefore affect future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
How does conveyancing in Cippenham differ for new build properties?
Most buyers of new build residence in Cippenham contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is constructed. This is because builders in Cippenham tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cippenham or who has acted in the same development.
I have recently placed an offer on an apartment in Cippenham and the estate agent that we are using suggested his lawyer. She quoted a thousand pounds including VAT and disbursements. Does this sound steep?
Don't just go on a single estimate. One should obtain like-for-like quotes for your conveyancing in Cippenham. Then pick one that you trust and just as important, is on the approved list of the mortgage company that you are sourcing your mortgage from.