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Find a Cippenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cippenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cippenham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cippenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cippenham

I am purchasing a terraced house in Cippenham. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Cippenham you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Cippenham.

My wife and I are selling our house in Cippenham and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the purchasers are using an internet conveyancing firm rather than a conveyancing solicitor in Cippenham. We have lived in Cippenham for 5 years we know of no issue. Do we contact our local Authority to get confirmation that there is no issue.

It would appear that you have a conveyancing firm already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

It has been three months following my purchase conveyancing in Cippenham took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing my first flat in Cippenham benefiting from help to buy. The sellers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not inform my solicitor about the side-deal as it will adversely affect my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a property in Cippenham in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend not give a loan on such a premises.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cippenham. Conveyancing will be smoother if you use a solicitor in Cippenham especially if they are familiar with such properties in Cippenham.

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Find out more about how flying freehold can affect your the value of a property.