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Recently asked questions about conveyancing in Cippenham

After reviewing online forums for a recommended solicitor in Cippenham, many advise that I must use a CQS kitemarked solicitor. Can you explain what CQS is?

The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home ownership transfers, trusted by some of the UK's major mortgage companies. Four years ago the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). CQS is not a scheme offered by the Council of Licensed Conveyancing. Cippenham is one of the many areas of the UK where there are CQS lawyers.

Do commercial conveyancing searches disclose proposed roadworks that may impact a commercial land in Cippenham?

Its becoming the norm that commercial conveyancing solicitors in Cippenham will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Cippenham. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cippenham.

For each commercial conveyancing transaction in Cippenham it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Cippenham commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Cippenham.

Are there restrictive covenants that are commonly picked up during conveyancing in Cippenham?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Cippenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Cippenham is where the house is located. Can you shed any light on this issue?

Flying freeholds in Cippenham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cippenham you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cippenham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What makes a Cippenham lease unmortgageable?

Leasehold conveyancing in Cippenham is not unique. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain provisions are not included. The following missing provisions could result in a defective lease:

    Insurance obligations Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , Chelsea Building Society, and Alliance & Leicester all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the buyer to pull out.

I purchased a split level flat in Cippenham, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Cippenham with over 90 years remaining are worth £181,000. The ground rent is £55 per annum. The lease ceases on 21st October 2070

With 51 years unexpired we estimate the premium for your lease extension to be between £30,400 and £35,200 as well as costs.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.

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Find out more about how flying freehold can affect your the value of a property.