I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Bracknell. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/12/2018, the requirements read as follows :
Me and my partner are buying a house in Bracknell. It might be a silly question but how we can trust a conveyancer? At some point we have to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My wife and I have arranged a further advance on our mortgage from TSB as we want to conduct renovations to our home in Bracknell. Do we need to appoint a bricks and mortar Bracknell solicitor on the TSB conveyancing panel to deal with the legals?
TSB don't usually appoint a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB conveyancing panel.
I am selling my apartment. I had a double glazing fitted in April 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Principality are being a right pain. The Bracknell solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlyfound out that Stirling Law have been shut down. They carried out my conveyancing in Bracknell for a purchase of a leasehold flat 10 months ago. How can I check that the property is in my name in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bracknell conveyancing specialists.
Do I need to be wary about brokers that I am dealing with are recommending a nationwide conveyancing firm rather than a High Street Bracknell conveyancing practice?
As with many service providers, often input from family and friends can be extremely useful or valuable. But there are lots of players in a conveyancing matter; estate agents, financial adviser and mortgage companies might all put forward conveyancers to select. Sometimes these lawyers might be known to one of the organisations as being good in their field, but sometimes there might be a financial incentive behind the endorsement. You are free to select your own conveyancer. You need to be aware that most banks specify a panel list of lawyers you have to use for the mortgage aspect of your home move.
Are there any apps to help find a Bracknell conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 15kilometers to meet the solicitor.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Bracknell and you will see a number of lawyer located nearest Bracknell. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.