Having been suggested to visit your service we were about to appoint conveyancing solicitor in Crowthorne listed using your search tool but stumbled across some other quotes via the web appear less expensive – why is this?
There are a variety of conveyancers offering at first sight what seems to be cut price. Our recommendation is to think twice as to how much you respect your own move to want to take 'cheap' risks over the standard of the legal work. Many of them list a bargain fee as a headline but plant supplemental charges in the small print..
Our solicitor has discovered a a legal deficiency with the lease for the flat we are buying in Crowthorne. The seller’s lawyers have put forward defective title insurance as a solution. We are content with insurance and will cover the costs. Our solicitor says that he must be satisfied that the bank is happy with this solution. Are we the client or is the bank?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the mortgage company are the client. The appropriate lender provisions must be adhered to.
I am selling our property in Crowthorne and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the buyers used a national conveyancing firm rather than a conveyancing solicitor in Crowthorne. Having lived in Crowthorne for three years we know of no issue. Should we get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
It has been 3 months following my purchase conveyancing in Crowthorne took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
A licensed conveyancer acted on my conveyancing in Crowthorne 5 years ago having retained my deeds but has since been shut down – What steps do I now take to get hold of them?
Title deeds, as such, are no longer appropriate for most homes in Crowthorne are recorded digitally at Land Registry. Should you need to prove ownership or are selling or re-mortgaging your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.