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Find a Crowthorne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Crowthorne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Crowthorne conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Crowthorne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Crowthorne

I had intended to instruct a conveyancing solicitor in Crowthorne for our home move. Our broker informed us that our mortgage lenders Platform Home Loans Ltd won't deal with them. Why is this not regarded as unduly restrictive?

Pre- 2008 most lenders had a different appetite for risk. Almost all Crowthorne conveyancing firms would have been on many mortgage company panels. The FSA in 2010 completed a thematic review into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms concerning their operations and the individuals who work for them as well as set certain criteria such a completing on a minimum amount of conveyancing. Many Crowthorne conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Crowthorne is one of the thousands of areas where the conveyancers we recommend are members of the panel for Platform Home Loans Ltd.

My wife and I have a renovated Victorian property in Crowthorne. Conveyancing solicitor represented me and Nationwide Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Crowthorne and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing lawyer who conducted the work.

I am purchasing my first flat in Crowthorne with a loan from Yorkshire Building Society. The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent told me not reveal to my solicitor about this extras as it will adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £245,000 and found one near me in Crowthorne I like with amenity areas and station in the vicinity, however it only has 49 years on the lease. I can't really find anything else in Crowthorne in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you need a home loan that many years may be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.

My step-father has suggested that I use his lawyers for conveyancing in Crowthorne. Should I choose my own conveyancer?

No doubt the best way to choose a conveyancing solicitor is to seek guidance from friends or family who have actually used the firm that you are are thinking of instructing.

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