My grandfather passed away last year and as sole heir and executor I was left the property in Crowthorne. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this possible?
Where you plan to refinance then Nationwide will insist on your using a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
Forgive me if this question is silly but I am new to the home moving as a 1st time purchaser of a garden flat in Crowthorne. Do I pick up the keys to the premises on the completion date from my lawyer? If this is the case, I will appoint a local conveyancing solicitor in Crowthorne?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you should be able to pick up the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
I am due to move home in March. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Crowthorne. Conveyancing lawyer was found prior to coming across your website.
On the afternoon of completion you can collect the house keys from the property agent however this can only be done once the vendors conveyancers inform the agent that the monies to complete are in and the keys can be given over. Subsequently you can inform the removal company that you are ready to move in. We are not in a position to suggest a particular removal company but can assist you in choosing a conveyancing in Crowthorne or a solicitor with expertise in conveyancing in Crowthorne.
I am selling my flat. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, TSB are being pedantic. The Crowthorne solicitor who is on the TSB conveyancing panel is recommending indemnity insurance as a solution but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What will a local search reveal about the house I am purchasing in Crowthorne?
Crowthorne conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Searchflow The local search plays a central role in many a Crowthorne conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
I'm remortgaging my current home to a BTL loan with Birmingham Midshires and intend to use the remaining equity as a down payment on another house. The neighborhood we are looking at is Crowthorne. Will your solicitors be able to act for both sets of mortgage companies and link together the conveyances?
Make use of our search tool on this page to check that the solicitors are on the relevant lender panels. Assuming that they are your lawyer should be able to tie up the two deals but you should talk with you solicitor and make apparent your expectations and requirements.
My husband and I are 18 days into a leasehold purchase having been recommend to a firm by the local agent to carry out the conveyancing in Crowthorne. We are not happy. Could you help me find new conveyancers?
They would have to be really bad in order to consider diss instructing them. Has your mortgage offer been sent? If so you must advise them of the new conveyancer and ensure the loan are issued to the new lawyers. The solicitor ideally should be on the banks approved list to avoid supplemental charges and frustration. So that should be your starting point. The search tool can help you find a bank approved lawyer for your home move in Crowthorne