I plan on purchasing property in Crowthorne. My property lawyer is not on the bank conveyancing list. Am I still permitted to use my Crowthorne conveyancing solicitor even though they are excluded from the lender list of approved lawyers?
Your options include
- Carry on with your preferred Crowthorne solicitor but your mortgage company will need to retain a conveyancer on their approved panel. The net result is additional fees and potential delay.
- Get a fresh property lawyer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Convince your lawyer to apply to join the lender panel
Do the conveyancing solicitors that you recommend carry out attended exchange conveyancing in Crowthorne?
We do have a number of conveyancing specialists who can conduct personalised exchanges. You should e-mail us to obtain a fee calculation and details as to availability.
It is a dozen years since I bought my property in Crowthorne. Conveyancing solicitors have now been instructed on the sale but I can't track down the title deeds. Will this cause complications?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by the lender or they may still be with the solicitor who acted in your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Crowthorne involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
I used Action Conveyancing a few years ago for my conveyancing in Crowthorne. Now, I need my files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crowthorne of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am employed by a busy estate agent office in Crowthorne where we have experienced a few leasehold sales derailed due to short leases. I have received conflicting advice from local Crowthorne conveyancing firms. Please can you confirm whether the seller of a flat can instigate the lease extension formalities for the buyer?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.
An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Crowthorne Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing
Is the freehold reversion owned collectively by the tenants? It is important to be aware if changing the roof or some other significant cost is due in the foreseeable future to be shared amongst the leasehold owners and could well materially increase the the service costs or require a one time payment. It would be a good idea to find out if the the lease includes any onerous restrictions in the lease. For instance some leases prohibit pets being allowed in certain buildings in Crowthorne. If you love the flatin Crowthorne however your dog can’t move with you then you have a very difficult determination.