Recently been in touch with my conveyancing lawyer in Bagshot who completed the legal work two years ago asking for a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold premises) of similar values with a loan from Accord Mortgages Ltd. It looks as though am now being charged twice the amount. Should I look for an alternative conveyancer?

The charges seem a little high. If you shop around you could decrease the fees slightly by as much as a hundred pounds. That being said, providing that you were satisfied with the service the firm provided you couldlive to rue choosing an an untested lawyer. If is important to enquire that the conveyancer can also act for Accord Mortgages Ltd. You can use our search tool to get a quote a Bagshot conveyancing firm on the Accord Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Bagshot.

My brother-in-law has suggested I instruct a conveyancing solicitor in Bagshot. I I am struggling to find out if they are on the Birmingham Midshires approved list of lawyers. Could you or the lender confirm if they are on the panel?

You should call the conveyancer and enquire whether they are on the lender panel. Otherwise please get in touch with Birmingham Midshires who may be able to confirm.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Bagshot is the location of the property. What do you suggest?

Flying freeholds in Bagshot are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bagshot you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bagshot may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I'm remortgaging my primary home to a buy to let mortgage with Coventry Building Society and intend to use the remaining equity towards a second house. The location we are talking about is Bagshot. Will your solicitors be able to act for both sets of mortgage companies and tie in the conveyances?

Make use of our comparison tool on this page to check that the lawyers are on the relevant lender panels. Having checked that they are your conveyancer should be able to simultaneously deal with the two transactions but you should talk with you lawyer and specify your expectations and requirements.

My step-son is about to join the property ladder, the home loan was agreed last week in principle. After the offer was accepted on house we contacted the mortgage institution to progress the mortgage application. We were disappointed to discover that banks do not accept all conveyancing practitioner, they have to be on a list, is this legal?

Mortgage Companies tend to imposes restrictions either the type or the number of conveyancing firms on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Bagshot property lawyer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.