When it comes to lenders such as Kent Reliance, do Frimley property lawyers incur a yearly amount to be on the list of approved solicitors?

We are not aware of any lender fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.

Last month we had a mortgage agreed in principle with Co-operative. Frimley conveyancing lawyers have been chosen. What is the average time that one could expect to receive a mortgage offer from Co-operative?

Some lenders take longer than others. Have Co-operative done the survey? Have you advised Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have finally had an offer on an apartment in Frimley agreed to, the owners do nevertheless have a connected purchase. The sellers have put an offer on on an apartment, however it’s not been accepted yet, and are looking at other properties in the pipeline. I have instructed a local conveyancing solicitor in Frimley. What should be my next step? At what stage should I apply for the mortgage with Bank of Ireland?

It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of one thousand pounds, then survey, Frimley conveyancing search fees, etc). First, you should ensure that your property lawyer is on the Bank of Ireland approved list. As to the next phase this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a hot market the majority of home buyers will apply for the mortgage with Bank of Ireland and pay for the valuation and only if it was satisfactory would they pay their solicitor to proceed with the conveyancing in Frimley.

My partner and I are downsizing from our home in Frimley and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Frimley lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a factory type conveyancing outfit rather than a conveyancing solicitor in Frimley. We have lived in Frimley for 5 years we know of no issue. Should we contact our local Authority to get clarification need.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Frimley is the location of the property. Can you offer any guidance?

Flying freeholds in Frimley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Frimley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Frimley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am looking to sell my house. My past solicitors has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Frimley if that makes things easier.

You should use our search tool to help you find a solicitor for your conveyancing in Frimley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

What are the common problems that you come across in leases for Frimley properties?

There is nothing unique about leasehold conveyancing in Frimley. Most leases are drafted differently and drafting errors can result in certain clauses are missing. The following missing provisions could result in a defective lease:

Service charge per centages that don't add up correctly leaving a shortfall Repairing obligations to or maintain elements of the property

A defective lease can cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. National Westminster Bank, Chelsea Building Society, and Alliance & Leicester all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to grant the mortgage, forcing the buyer to withdraw.

Leasehold Conveyancing in Frimley - Examples of Queries before buying

Many Frimley leasehold properties will be liable to pay a service bill for maintenance of the block invoiced by the landlord. Where you buy the apartment you will have to meet this charge, usually periodically throughout the year. This may vary from two or three hundred pounds to thousands of pounds for large purpose-built blocks. In all likelihood there will be a ground rent to be met annual, normally this is not a large figure, say about £25-£75 but you should to check as sometimes it can be prohibitively expensive. Generally speaking the outlay for major works tend not to be wrapped into the service charges, albeit that some managing agents in Frimley require tenants to contribute towards a reserve fund and this is used to offset against major works. The best form of lease structure is a share of the freehold. In this scenario the lessees have being in charge if their destiny and although a managing agent is usually retained if the building is larger than a house conversion, the managing agent retained by the leaseholders.