At long last a loan offer from Nationwide for the remortgage of my 2 room garden flat is to be issued within the next few days. Could you propose a low cost conveyancing lawyer in Lightwater?
You are on the wrong site if you are seeking the cheapest conveyancing in Lightwater. Our intention is to offer value for money conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations seducing you with £100 conveyancing in Lightwater. The optimum result, in being led by cheap conveyancing, you will get your money’s worth and at worst you will end up spending a lot in additional fees and still not receive the service you were hoping for.
Are the Lightwater conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?
Lightwater conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Lightwater. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
Do I need to take out insurance to cover chancel repairs when buying a residence in Lightwater?
Unless a prior acquisition of the premises completed post 12 October 2013 you could assume that solicitors delivering conveyancing in Lightwater to remain encouraging a chancel search and or chancel repair liability policy.
It has been 4 months following my purchase conveyancing in Lightwater took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.