I am in the throes of swapping over from my current residential mortgage to a BTL Nationwide Building Society mortgage. I was told by my mortgage that I require a conveyancer as part of the process. I got in contact with my previous Worplesdon conveyancing firm who dealt with the legals when I originally bought the premises. The quote sent of £450 plus VAT has taken me by surprise as I am not require purchase conveyancing - it’s simply a bog-standard refinance.

The costs illustration is fractionally on the steep side. If you shop around you could get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, if you were happy with the service the firm provided you mightlive to regret choosing an an untested conveyancer. Don't forget to check the solicitor can represent Nationwide Building Society. You can make use of our search tool to find a Worplesdon conveyancing firm on the Nationwide Building Society conveyancing panel, which can often include conveyancing solicitors in Worplesdon.

I am the registered owner of a freehold house in Worplesdon but still invoiced for rent, why is this and what is this?

It’s unusual for properties in Worplesdon and has limited impact for conveyancing in Worplesdon but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

Have completed on a a semi-detached house in Worplesdon , What is the estimated time for the Land Registry to record my ownership? My Worplesdon conveyancing solicitor works at snail pace, so I want to be certain that my ownership is registered.

As far as conveyancing in Worplesdon is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can vary subject to who lodges the application, whether it is in order and if the Land registry communicate with any interested persons or bodies. As of today in the region of 80% of submission are fully addressed within two weeks but some can be subject to protracted delays. Historically registration takes place after the buyer is living at the premises so an expedited registration is not typically top priority but where it is urgent that the the registration takes place urgently then you or your solicitor could speak with the land registry and explain the circumstances.

I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Worplesdon is the location of the property. What do you suggest?

Flying freeholds in Worplesdon are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Worplesdon you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Worplesdon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My brother has suggested that I instruct his lawyers for conveyancing in Worplesdon. Should I use them?

There are no two ways about it the best way to choose a conveyancing solicitor is to have guidance from friends or family who have used the conveyancer that you are are thinking of instructing.