My previous lawyer has quoted £1400 for fixed fee conveyancing in Chobham. I am hoping to sell a Victorian house for £200,000. Are these estimated fees excessive? Is it in excess of what I should be paying for conveyancing in Chobham?
The estimate does seem marginally steep. Where you are happy to expend time comparing charges you might decrease the fees slightly by perhaps £100 plus VAT. On the other hand, you mightcome to regret opting for an a cheaper conveyancer. Don't forget to check that the solicitor can act for your lender. Do utilise our search tool to select a Chobham conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Chobham.
Can I use your services to recommend a Conveyancing solicitor in Chobham even where I’m not purchasing or selling a house, for example where I wish to acquire an office in Chobham with a mortgage from Norwich and Peterborough Building Society?
Our search tool is predominantly there to get a quote from domestic conveyancing solicitors in Chobham but we have listed at the bottom of this page a selection of Chobham commercial conveyancing firms. You should make contact with the solicitors directly to establish if they can also act for Norwich and Peterborough Building Society
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Chobham is the location of the property. Is there any guidance you can give?
Flying freeholds in Chobham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chobham you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chobham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
There are only 72 years left on my lease in Chobham. I need to extend my lease but my freeholder is missing. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to prove that you or your lawyers have done all that could be expected to track down the landlord. For most situations a specialist would be helpful to conduct investigations and to produce an expert document to be used as proof that the freeholder is indeed missing. It is advisable to get professional help from a property lawyer both on investigating the landlord’s disappearance and the vesting order request to the County Court overseeing Chobham.
Chobham Leasehold Conveyancing - A selection of Queries before Purchasing
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Where a Chobham lease has no more than eighty years it will affect the marketability of the flat. It is worth checking with your lender that they are willing to lend given the lease term. A short lease means that you will probably require a lease extension at some point and it is worth discovering how much this will be. For most Chobhamlease extensions you would be required to have been the owner of the property for 24 months before you are legally able to carry out a lease extension. How much is the yearly service fee and ground rent? How is the lease structured?
Me and my partner are planning to purchase a three room maisonettein Chobham with a loan from a bank. We have selected a conveyancer in Chobham but our bank advise she’s not on their "panel". It seems we have little choice but to instruct one of the our bank panel solicitors or stay with our Chobham solicitor and incur the extra costs for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The lender home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the bank's conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels, including many conveyancing solicitors in Chobham : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your bank.