Our grandson is buying a newly built flat in Chobham with a mortgage from Aldermore. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Can I use your services to find a Conveyancing solicitor in Chobham even if I’m not buying or selling a house, for example where I wish to buy an office in Chobham with a loan from Yorkshire Building Society?
Our search tool is predominantly there to get a quote from domestic conveyancing solicitors in Chobham but we have set out at the bottom of this page a few Chobham commercial conveyancing firms. You should enquire with the solicitors directly to establish if they can also act for Yorkshire Building Society
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Chobham 5 years ago no longer exist. What do I do?
You no longer need to have the physical official documentation to evidence that you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.
I have been on the look out for a flat up to £195,000 and found one near me in Chobham I like with open areas and station nearby, the downside is that it's only got 49 years on the lease. I can't really find anything else in Chobham in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
Should you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
I am a couple of weeks into a leasehold purchase having been recommend to conveyancers by the estate agent to handle our conveyancing in Chobham. We are not happy. Can you help me find new lawyers?
A conveyancer would have to be very poor in order to consider diss instructing them. Has the mortgage been sent? If so you will need to inform them of the replacement conveyancer and ensure the loan are issued to the new lawyers. Your new conveyancer should be on the banks panel to avoid supplemental fees and complications. That should be your first question of the new conveyancers. The search tool will help you find a lender approved solicitor for your conveyancing in Chobham