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Find a Sunningdale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Sunningdale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sunningdale home move at risk of delay or failure.

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Recently asked questions about conveyancing in Sunningdale

I am the registered owner of a freehold residence in Sunningdale but nevertheless pay rent, why is this and what is this?

It is rare for properties in Sunningdale and has limited impact for conveyancing in Sunningdale but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

I am purchasing a new build flat in Sunningdale. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Sunningdale you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Sunningdale.

I am assisting my aunt sell her flat in Sunningdale. Will the solicitor order an energy assessment or should I organise this?

After the demise of HIPs, EPC’s was kept a required component of moving house. An energy assessment must be to hand prior to the property being advertised. It is not something that solicitors ordinarily arrange. Where you are instructing a Sunningdale conveyancing solicitor they might be able to arrange energy performance certificates due to their relationships with reputable local energy assessors

We are buying a terrace house in Sunningdale. We would like to carry out an extension to the side at the property.Will legal investigations on the property involve checks to ascertain if these alterations were previously refused?

Your solicitor will check the deeds as conveyancing in Sunningdale will on occasion identify restrictions in the title documents which prevent certain changes or need the consent of a 3rd party. Many works call for local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

I have today made my last payment due on my mortgage with TSB. I assume I don't need a Sunningdale lawyer on the TSB panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where TSB has sent the Land Registry the discharge electronically, and
  3. TSB has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your TSB mortgage has been paid off.

My husband and I are new to the buying process - had an offer accepted, yet the selling agent advised that the owners will only go ahead if we use the agent's chosen lawyers as they need a ‘quick sale’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Sunningdale

It is improbable the vendors are driving this. If they desire ‘a quick sale', turning down a serious buyer is going to damage their objectives. Try to communicate with the vendors directly and make sure they understand (a)you are keen to buy (b)you are ready to go, with finances in place © you are unencumbered (d) you wish to move quickly (e)but you intend to instruct your own,trusted Sunningdale conveyancing solicitors - not the ones that will give the estate agent a commission or meet his conveyancing figures set by head office.

Planning to exchange soon on a leasehold property in Sunningdale. Conveyancing lawyers have said that they will have a report out to me on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Sunningdale should include some of the following:

    Are you allowed to have a pet in the flat? Additions to the property Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? What remedies are open the freeholder should you are in breach of your lease terms? It needs to be made clear to you whether the lease permits you to change or improve anything in the premises- you must be made aware as to whether any restrictions applies to all alterations or limited to structural alteration, and whether licences for alterations is required
For a comprehensive list of information to be included in your report on your leasehold property in Sunningdale please enquire of your solicitor in advance of your conveyancing in Sunningdale.

I inherited a 2 bed flat in Sunningdale, conveyancing having been completed 6 years ago. How much will my lease extension cost? Equivalent flats in Sunningdale with a long lease are worth £216,000. The average or mid-range amount of ground rent is £50 levied per year. The lease comes to an end on 21st October 2092

With 69 years remaining on your lease the likely cost is going to range between £9,500 and £11,000 plus costs.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.

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