lenderpanel

Find a Sunningdale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Sunningdale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sunningdale home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Sunningdale conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Sunningdale

Willusing a Sunningdale conveyancing lawyer make the ownership transfer smoother?

Sunningdale is a special area, where neighbourhood experience is a big bonus. The relaxed pace of life has it’s attractions – but not for your conveyancing. The conveyancers that we list combine well rounded Sunningdale know how with a positive, can doattitude that ensures the conveyancing to progress actively engaging with all parties to reduce communication delays. It is a definite plus that they benefit from long term relationships with mortgage brokers, local authorities, surveyors and counterpart Sunningdale conveyancing firms

When it comes to lenders such as Santander, do Sunningdale property lawyers incur a yearly amount to be on the list of approved solicitors?

We are not aware of any bank fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

We have a mortgage agreed in principle with Barclays. Sunningdale conveyancing solicitors have been chosen. What is the average time that one could expect to receive a mortgage offer from Barclays?

Some lenders take longer than others. Have Barclays conducted the survey? Have you informed Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Sunningdale property lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Clydesdale has sent the Land Registry the discharge electronically, and
  3. Clydesdale has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Clydesdale mortgage has been paid off.

Do I need to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Sunningdale?

Unless a prior purchase of the house completed after 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Sunningdale to continue to recommend a chancel search and or insurance against a claim.

How does conveyancing in Sunningdale differ for new build properties?

Most buyers of new build or newly converted property in Sunningdale approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Sunningdale typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sunningdale or who has acted in the same development.

I opted to have a survey carried out on a house in Sunningdale before instructing conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some banks tend refuse to issue a loan on such a premises.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Sunningdale. Conveyancing will be smoother if you use a solicitor in Sunningdale especially if they are familiar with such properties in Sunningdale.

Last updated

Find out more about how flying freehold can affect your the value of a property.