I have just started taking steps with a view to changing my current residential loan to a Buy to Let Coventry Building Society mortgage. I have been informed by my broker that I require a solicitor as part of the process. I got in contact with my former Windsor conveyancing practitioner who dealt with the legals when I first purchased the premises. The fee calculation issued of £470 has taken me by surprise as its a remortgage than a sale or purchase.
The quote is fractionally on the steep side. If you shop around you could reduce the fees marginally by as much as £100 plus VAT. On the other hand, if you were content with the assistance the firm gave you maycome to rue opting for an an unknown conveyancer. Don't forget to enquire the solicitor can also act for Coventry Building Society. You can utilise our search tool to find a Windsor conveyancing firm on the Coventry Building Society conveyancing panel, which can often include conveyancing solicitors in Windsor.
We are buying a flat in Windsor. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to put funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Completion of my purchase has taken place for my property in Windsor. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Leeds Building Society have agreed my home loan in principle, my offer on a house in Windsor has been accepted, what are the next steps?
The property agent will wish to know who your solicitors are (be sure the lawyers are on the bank’s panel). Call up Leeds Building Society or your financial adviser and finish off any appropriate paperwork. Leeds Building Society will appoint a valuer who will get in contact with the estate agent or owners to book an appointment. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. Leeds Building Society will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Windsor.
I used Wolstenholmes a few years ago for my conveyancing in Windsor. Now, I need my files however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Windsor of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Windsor. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Windsor
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Windsor is the location of the property. What do you suggest?
Flying freeholds in Windsor are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Windsor you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Windsor may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.