Am I correct in assuming that the fact that my solicitor in Windsor is not listed on my lender's conveyancing panel that there is a problem with the quality of his conveyancing?
That would most likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Windsor conveyancing practice and enquire why they are no longer on the approved list for your lender.
I am purchasing a house and require a conveyancing solicitor in Windsor who is on the HSBC Bank conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Windsor. We dont recommend any particular firm.
I am helping my step-mother sell her house in Windsor. Does the solicitor commission the EPC or do I organise this?
After the abolition of Home Packs, EPC’s was retained a compulsory component of moving house. An energy performance certificate must be to hand before the property is marketed. It is not a task that conveyancers normally organise. If you are instructing a Windsor conveyancing lawyer they may help arrange energy performance certificates due to their contacts with reputable Windsor providers
Can I be sure that the Windsor conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Windsor seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction.
Two weeks ago we had a mortgage agreed in principle with Bank of Ireland. Windsor conveyancing practitioners are chosen. How long does it take for Bank of Ireland to issue the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Bank of Ireland done the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when acquiring a property in Windsor?
Unless a previous acquisition of the property completed after 12 October 2013 you may assume that solicitors delivering conveyancing in Windsor to continue to advocate a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly identified as part of conveyancing in Windsor?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Windsor. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’