My financial adviser requires my Windsor solicitor’s panel reference for the Santander conveyancing panel. How do I discover this. I have called my local Windsor branch but they have not got back to me yet.
Have you tried calling your Windsor property lawyer about this?. Most Windsor law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My property lawyer in Windsor is not on the HSBC Bank Conveyancing Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are not on the HSBC Bank panel of approved conveyancing solicitors?
The limited options open to you here include:
- Carry on with your preferred Windsor lawyers but HSBC Bank will need to use a lawyer on their panel. This will result in additional total legal charges and result in frustration.
- Choose a new solicitor to act in the purchase, remembering to check they are Convince your solicitor to use their best endeavours to join the HSBC Bank conveyancing panel
About to purchase flat in Windsor. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Windsor conveyancer is on the Nottingham conveyancing panel.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Windsor solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Windsor postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Windsor.
Skipton have agreed my home loan in principle, my offer on a house in Windsor has been agreed to, what happens next?
Your estate agent will need to be advised as to your lawyer's details (be sure the conveyancing practitioners are on the lender’s approved list). Call up Skipton or your financial adviser and finalise any outstanding forms. Skipton will sellect a valuer who will get in touch with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Skipton will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Windsor.
Just bought a detached house in Windsor , how long will it take for the Land Registry to record the transfer to my name? My Windsor conveyancing solicitor works at snail pace, so I want to be sure that my ownership is registered.
There is nothing unique about conveyancing in Windsor registration formalities. Rather than based on location, timeframes can differ depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any third parties. At present approximately three quarters of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Registration occurs after the new owner has moved in to the property thus an expedited registration is not typically primary concern yet where it is urgent that the the registration takes place urgently then you or your solicitor can speak with the land registry and explain the circumstances.
Am I better off to choose a Windsor conveyancing solicitor based in the location that I am purchasing? We have a good friend who can execute the conveyancing however his firm is located approximately 350kilometers away.
The primary upside of using a local Windsor conveyancing firm is that you can visit the firm to sign paperwork, present your identification documents and pester them where appropriate. They will also have local insight which is a plus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and in the main were content that should outweigh using an unknown Windsor conveyancing lawyer solely due to them being Windsor based.