My god-son is buying a house that has just been built in Wraysbury with a home loan from RBS. His conveyancer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the RBS conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the RBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Are the Wraysbury conveyancing solicitors identified as being on the Barclays conveyancing panel, together with their details provided by Barclays?
Wraysbury conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
Having invested time scouring online forums for an online lawyer in Wraysbury, most comment that I should instruct a CQS kitemarked solicitor. What is CQS?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes through the scheme protocol the standard includes many companies who perform conveyancing in Wraysbury.
Due to the encouragement of my in-laws I had a survey completed on a property in Wraysbury prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend not issue a loan on such a premises.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wraysbury. Conveyancing will be smoother if you use a solicitor in Wraysbury especially if they are familiar with such properties in Wraysbury.
My husband and I are novice buyers - had an offer accepted, but the agent told us that the seller will only proceed if we appoint their recommended conveyancers as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer who is familiar with conveyancing in Wraysbury
It is highly unlikely the owners are behind this. If they require ‘a quick sale', taking such a hostile approach to a serious buyer is counter productive. Bypass the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are unencumbered (d) you wish to move quickly (e)however you intend to instruct your own,trusted Wraysbury conveyancing lawyers - as opposed tothe ones that will earn the estate agent a commission or achieve conveyancing thresholds set by head office.