We see that you have a post code search directory listing solicitors on the Bank of Ireland conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Wraysbury?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Wraysbury.

Is there a search tool that I can utilise to investigate if the solicitor carrying out my conveyancing in Wraysbury is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Barnsley Building Society thus spending £187.00 plus VAT in another set of conveyancing bill.

Please do make the most of the search tool on this web page. Pick the lender and type ‘Wraysbury’ or your preferred area and you will see a number of lawyer based in Wraysbury or by proximity to you.

Should our conveyancer be raising questions regarding flooding as part of the conveyancing in Wraysbury.

The risk of flooding is if increasing concern for lawyers dealing with homes in Wraysbury. Plenty of people will purchase a property in Wraysbury, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to impart advice on flood risk, however there are a various searches that can be undertaken by the purchaser or by their solicitors which can figure out the risks in Wraysbury. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the vendor to determine if the premises has historically flooded. If flooding has previously occurred which is not notified by the owner, then a buyer may issue a legal claim for losses as a result of such an incorrect reply. A buyer’s lawyers may also commission an environmental report. This will reveal if there is any known flood risk. If so, additional inquiries will need to be made.

I'm converting the mortgage on my current property to a buy to let loan with Godiva Mortgages Ltd and I will use the ballance of the raised equity towards a second property. The location we are looking at is Wraysbury. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?

Do use our search tool on this page to be sure that the lawyers are on the appropriate lender panels. Having checked that they are your conveyancer will be able to tie up the two transactions but you should talk with you conveyancer and specify your expectations and needs.

There are only Seventy years remaining on my flat in Wraysbury. I am keen to get lease extension but my landlord is absent. What are my options?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you or your lawyers have used your best endeavours to locate the landlord. On the whole a specialist would be useful to carry out a search and prepare a report to be accepted by the court as evidence that the freeholder can not be located. It is wise to seek advice from a conveyancer both on investigating the landlord’s absence and the vesting order request to the County Court overseeing Wraysbury.

Wraysbury Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

How much is the ground rent and service charge? The majority of Wraysbury leasehold properties will have a service charge for maintenance of the building invoiced by the freeholder. Where you purchase the flat you will have to meet this liability, usually in instalments throughout the year. This may differ from several hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a rentcharge to be met yearly, ordinarily this is not a significant figure, say approximately £50-£100 but you need to enquire as on occasion it could be many hundreds of pounds.