This question may be naive but I am unseasoned as a first time buyer of a garden flat in Flackwell Heath. Do I pick up the keys to the premises on completion from my lawyer? If this is the case, I will instruct a local conveyancing solicitor in Flackwell Heath?
On the day of completion you do not need to go to the conveyancers office in Flackwell Heath. Conveyancing lawyers for you will transfer the completion advance to the owner’s solicitors, and shortly after the monies have arrived, you should be called to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.
I have paid off my mortgage with Coventry BS. I assume I don't need a Flackwell Heath lawyer on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Completion of my purchase has taken place for my property in Flackwell Heath. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I need some quick conveyancing in Flackwell Heath as I have pressure to sign on the dotted line within one month. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are are a mortgage free buyer you are at free not to have searches conducted although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Flackwell Heath the following are examples of what can crop up and adversely impact future saleability: Enforcement Actions, Outstanding Charges, Outstanding Grants, Railway Schemes,...
I used Stirling Law several years past for my conveyancing in Flackwell Heath. I now require my file however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Flackwell Heath of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a ground for flat up to £195,000 and identified one close by in Flackwell Heath I like with amenity areas and station nearby, however it's only got 51 remaining years left on the lease. I can't really find anything else in Flackwell Heath suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage the remaining unexpired lease term may be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.
My uncle has recommend that I use his conveyancers in Flackwell Heath. Should I use them?
Much as we are happy to recommend a Flackwell Heath conveyancing lawyer it’s preferable to find a conveyancing solicitor is to get feedback from friends or family who have previously instructed the firm that you are are thinking of instructing.