Have just purchased a repossessed house at auction in Flackwell Heath. Conveyancing is required. What is next?

Now that you have to in every practical sense signed on the dotted line you will need to find a conveyancing lawyer as a matter of priority as you will have a fast approaching a fixed date to complete the transaction. Every auction property should have a corresponding auction set of papers. This should include evidence of title and search results. Where you are dealing with leasehold property the legal papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding organised to complete on the on the contractual date .

I am currently in the process of buying my council flat in Flackwell Heath. I have a mortgage offer with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

I recently had an offer agreed on a house in Flackwell Heath. My financial adviser pressured me to appoint their property lawyer. I paid an advanced payment of £225. A few days later, the conveyancer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Are there restrictive covenants that are commonly picked up during conveyancing in Flackwell Heath?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Flackwell Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in Flackwell Heath differ for new build properties?

Most buyers of new build residence in Flackwell Heath contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because developers in Flackwell Heath tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Flackwell Heath or who has acted in the same development.

I am looking for a leasehold apartment up to £195,000 and found one round the corner in Flackwell Heath I like with amenity areas and station in the vicinity, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Flackwell Heath suitable, so just wondered if I would be making a mistake purchasing a short lease?

If you need a home loan that many years may be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.

Online reading suggests that Flackwell Heath solicitors are more expensive than Flackwell Heath conveyancers in Flackwell Heath when it comes to purchasing a property. So is it better if I use a conveyancer or a solicitor if I am purchasing for my home move in Flackwell Heath.

When it comes to conveyancing in Flackwell Heath the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.