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Find a Marlow Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Marlow? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Marlow transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Marlow conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Marlow

Due to complete my purchase in Marlow next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the lender. What risks does the mortgage company expect the insurance to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not limited to conveyancing in Marlow.

My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Marlow. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this allowed?

Where you plan to re-mortgage then Lloyds will insist on your using a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.

If you had a top tip for selecting a conveyancing solicitor in Marlow what would it be?

Do not opt for the lowest Marlow conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

We are aiming to move home in July. Will my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Marlow. Conveyancing lawyer was chosen before I stumbled across your website.

On the day of completion you can collect the house keys from your property agent but this should only take place after the sellers solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you should advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can assist you in choosing a conveyancing in Marlow or a lawyer with expertise in conveyancing in Marlow.

We previously selected conveyancers based in Marlow on the Coventry BS solicitor panel. They are now charging me a further charge for handling the Coventry BS mortgage. Is this a supplemental conveyancing fee set by Coventry BS?

Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your solicitor can levy a fee for this. This fee is not set by Coventry BS but by your Marlow conveyancer. Plenty of firms on the Coventry BS panel will charge an ‘acting for lender’ fee and others do not.

How does conveyancing in Marlow differ for newly converted properties?

Most buyers of new build property in Marlow contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because house builders in Marlow typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Marlow or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a property in Marlow prior to retaining lawyers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies will not issue a mortgage on a flying freehold house.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Marlow. Conveyancing may be slightly more expensive based on your lender's requirements.

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Find out more about how flying freehold can affect your the value of a property.