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Ready to buy a new home in Marlow? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Marlow transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Marlow

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Marlow. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/2/2019, the requirements read as follows :

About to purchase a new build flat in Marlow. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Marlow

    If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

I am looking for a ground for flat up to £245,000 and identified one round the corner in Marlow I like with a park and station nearby, the downside is that it only has 49 years unexpired on the lease. There is not much else in Marlow suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

My uncle has suggested that I instruct his conveyancing solicitors in Marlow. Do I take his recommendation?

Much as we are happy to recommend a Marlow conveyancing lawyer the best way to choose a conveyancing lawyer is to get recommendations from friends or relatives who have actually experience in using the firm that you are are thinking of instructing.

My wife and I purchased a leasehold flat in Marlow. Conveyancing and Godiva Mortgages Ltd mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Marlow who previously acted has now retired. What should I do?

First contact the Land Registry to be sure that this person is indeed the new freeholder. You do not need to incur the fees of a Marlow conveyancing firm to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Leasehold Conveyancing in Marlow - Examples of Queries Prior to buying

    Is anyone aware of any major works in the near future that could increase the maintenance fees? Is the freehold reversion owned jointly by the tenants? Its a good idea to discover as much as possible about the managing agents as they will either make living at the property much easier or a lot more difficult. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to daily issues such as the upkeep of the common parts. Enquire of other people what they think of their management. On a final note, find out the dates that the service charges are due to the managing agents and specifically what it includes.

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