I purchased a freehold residence in Byfleet but nevertheless invoiced for rent, why is this and what is this?

It is rare for properties in Byfleet and has limited impact for conveyancing in Byfleet but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.

We're in Byfleet, First time buyers buying with a mortgage (lender is Clydesdale , and our solicitor is on the Clydesdale conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Clydesdale conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

We previously instructed solicitors based in Byfleet on the Kent Reliance solicitor approved list. They are now charging me a separate sum for dealing with the Kent Reliance mortgage. Is this a supplemental conveyancing fee set by Kent Reliance?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner may levy a fee for this. The charge is not set by Kent Reliance but by your Byfleet property lawyer. Plenty of firms on the Kent Reliance panel will charge ’dealing with mortgage’ fee and others do not.

I recently had an offer agreed on a house in Byfleet. My mortgage broker suggested a conveyancer. I paid an on account payment of £225. Not long after, the property lawyer called me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Lloyds have agreed my home loan in principle, my bid on a apartment in Byfleet has been agreed to, now what?

The property agent will wish to be advised as to your solicitor's details (ensure that the conveyancing practitioners are on the lender’s panel). Contact Lloyds or your broker and finish off any outstanding documentation. Lloyds will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes approximately ten days to receive the mortgage offer. Lloyds will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Byfleet.

We are purchasing a house and the conveyancer has identified Chancel Repair to which the house may be obligated to contribute to because it falls into the area of such a church. He has recommended insurance. Is this strictly warranted for conveyancing in Byfleet

Unless a previous acquisition of the property took place post 12 October 2013 you can expect conveyancing practitioners conducting conveyancing in Byfleet to continue to suggest a chancel search and or chancel repair liability insurance.

Is there anything unique about your site and other online quote calculators when it comes to conveyancing in Byfleet?

At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Byfleet. As opposed to estate agents and brokerage sites we do not charge firms a commission if you instruct them for your home move in Byfleet