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Find a Surrey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Surrey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Surrey transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Surrey conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Surrey

Why is leasehold purchase conveyancing in Surrey costs more?

Surrey leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

I have a decision in principle. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel lawyer as I would much rather use a specialised conveyancing solicitor in Surrey?

You should check but the the probability is that give you one of their panel lawyers should you take up the "fee-free" offer. Call the mortgage company and check if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Surrey.

How does conveyancing in Surrey differ for new build properties?

Most buyers of new build property in Surrey approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is ready to move into. This is because builders in Surrey typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Surrey or who has acted in the same development.

Estate agents have just been given the go-ahead to market my basement flat in Surrey. Conveyancing has not commenced, but I have recently received a yearly maintenance charge invoice – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should discharge the maintenance contribution as you normally would as all rents and maintenance invoices will be allotted on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I inherited a split level flat in Surrey, conveyancing having been completed 9 years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar flats in Surrey with a long lease are worth £176,000. The ground rent is £50 yearly. The lease terminates on 21st October 2101

With 80 years remaining on your lease we estimate the premium for your lease extension to range between £8,600 and £9,800 as well as costs.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.

We recently become aware that one of the partners of the firm handling the purchase conveyancing in Surrey is is the sister of the owners that we are buying from. Is this acceptable?

As long as no conflict arises this is permitted. If you are obtaining a home loan then the lender may have a say as many lenders have specific requirements concerning this. For example for Lloyds TSB Scotland as of 12/6/2021, the requirements read as follows :

1.15- May your firm act if the person dealing with the transaction or a member of his immediate family is the borrower?

Yes, subject to 1.13

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