lenderpanel

Find a West Byfleet Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Byfleet? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Byfleet home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Byfleet conveyancers for over 130 lenders.


Recently asked questions about conveyancing in West Byfleet

The owners of the property we are hoping to buy are using a conveyancing practitioner in West Byfleet who has insisted on a lock out contract with a down payment 10k. Are such arrangements generally advanced for West Byfleet conveyancing transactions?

Lock out contracts are contracts between a property owner and prospective buyer granting the buyer a ‘clear field’ to purchase the premises for a set period of time. For all intents and purposes, an exclusivity is a document specifying that you should be issued with a contract at a later date which is the main conveyancing contract. It tends to be utilised for buyer protection though in many situations, the proprietor may enjoy an upside from such agreements as well. There are various pros and cons to using them but you should to check with your solicitor but beware that it may result in incurring extra in conveyancing fees. For these reasons these contracts are rare in relation to conveyancing in West Byfleet.

We are planning to purchase with Coventry BS. I popped in a few local companies yet am struggling to find a West Byfleet conveyancing firm on the Coventry BS approved list. Can you assist?

You should take advantage of the search tool on this page. Pick the building society and type West Byfleet or your preferred area and you will discover a number of lawyer based in West Byfleet or nearest you.

I happen to be the single beneficiary of my late father’s will and I have everything in my name alone, including the house in West Byfleet. The West Byfleet property was put into my name in November. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the property in November. Is the property unsalable for six months?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How sensible a view lenders take of it, depend on the lender as this requirement is primarily there to identify subsales or the flipping of properties.

I have decided to exercise my right to buy my property in West Byfleet off the council. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.

I recently had an offer accepted on an apartment in West Byfleet. My mortgage broker pressured me to appoint their solicitor. I paid an advanced payment of £200. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I'm purchasing my first flat in West Byfleet with the aid of help to buy. The sellers refused to move on the price so I negotiated £7000 of extras instead. The sale representative advised me not disclose to my conveyancer about this deal as it could affect my loan with Clydesdale. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the estate of my uncle I am selling a house in Cardiff but I am based in West Byfleet. My solicitor (who is 260 kilometers from merequires that I execute a stat dec prior to completion. Can you recommend a conveyancing lawyer in West Byfleet to attest and place their company stamp on the document?

strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are West Byfleet based

Last updated

Find out more about how flying freehold can affect your the value of a property.