I am purchasing residence in Weybridge. My Conveyancer is not on the lender solicitor list. Is it possible for me to retain my Weybridge conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

You will need to instruct a conveyancing practitioner to deal with the legal work required when you require a loan to purchase your property. They will conduct all the appropriate due diligence on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage paperwork is in order. One can instruct a Weybridge solicitor of your choosing. However, where the conveyancer appointed is not on the bank approved list additional fees will arise as separate legal representation will be need by the bank. Lender panel applications may be submitted, so if your solicitor has not in the past sought membership they can do so.

The vendors of the property we are looking to purchase are using a conveyancing solicitor in Weybridge who has insisted on a exclusivity contract with a down payment 6,000. Are such agreements sensible?

This form of arrangement is unusual in Weybridge, conveyancers are not keen on them as they detract from focusing on the main conveyancing focus and if you end up losing your deposit then the lawyer at best left with an upset client and at worst a litigious one. Furthermore, there is no certainty that just because the proprietor has executed a lock out agreement they will complete the sale with you. They may be motivated to break the agreement if they are offered sufficient offer to do so because a wronged claimant with the benefit of a exclusivity agreement will still be legally obliged to establish consequential losses from the breach and this may not equalise the extra amount that your seller may secure by breaching the contract, however morally reprehensible it undoubtedly is.

Just acquired a semi-detached house in Weybridge , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Weybridge conveyancing solicitor works at snail pace, so I want to be certain that my ownership is registered.

There is nothing unique about conveyancing in Weybridge registration formalities. Rather than based on location, timeframes can vary subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any other persons or bodies. At present approximately 80% of submission are fully addressed in less than three weeks but occasionally there can be protracted delays. Historically registration takes place once the purchaser has moved in to the premises thus post completion formalities is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.

I am purchasing a new build house in Weybridge with a loan from Alliance & Leicester . The builders refused to budge the amount so I negotiated 6k of additionals instead. The property agent advised me not to tell my solicitor about the side-deal as it could jeopardize my mortgage with Alliance & Leicester . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We're novice buyers - had an offer accepted, but the property agent told us that the vendor will only proceed if we appoint the agent's chosen conveyancers as they need a ‘quick sale’. We would rather use a local conveyancer who is accustomed to conveyancing in Weybridge

It is improbable the owners are driving this. If they want ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Avoid the agents and go straight to the owners and make the point that (a)you are genuine purchasers (b)you are ready to go, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you intend to use your own,trusted Weybridge conveyancing solicitors - rather thanthe ones that will earn their negotiator at the agency a introducer fee or achieve conveyancing figures set by HQ.