As a novice what is the most important piece of guidance you can impart about purchase conveyancing in Walton On Thames?
Not many law firms or advisers will tell you this but conveyancing in Walton On Thames or throughout Surrey is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of room for confrontation between you and other parties involved in the ownership transfer. For instance, the seller, selling agent and on occasion a mortgage company. Selecting a solicitor for your conveyancing in Walton On Thames is a critical decision as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to protect your best interests and to protect you.
There is a worrying ongoing adversarial element to conveyancing- someone has to be at fault for the process taking so long. We recommend that you should always trust your conveyancer ahead of the other players when it comes to the legal transfer of property.
Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who handled the conveyancing in Walton On Thames 4 years ago no longer exist. What do I do?
You no longer need to have the physical official documentation to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
I am purchasing a new build house in Walton On Thames with a loan from Skipton Building Society. The sellers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not disclose to my conveyancer about this deal as it could adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Walton On Thames is where the house is located. What do you suggest?
Flying freeholds in Walton On Thames are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Walton On Thames you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walton On Thames may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am downsizing from my home. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Walton On Thames if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Walton On Thames. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.