The Hersham conveyancing firm handling our Hersham conveyancing has identified an inconsistency between the surveyor’s assumptions in the valuation survey and what is in the title deeds. My solicitor says that he is obliged to check that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance right?

Your solicitor must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

When will exchange of contracts occur in residential conveyancing in Hersham and am I required to attend the conveyancers branch?

Where you are in close proximity to one of the conveyancing solicitors in Hersham you are invited in to sign documents. However, the lender approved solicitors we work with offer countrywide coverage for conveyancing and give as equally detailed and professional a job for you when communicating with you electronically. The signing of the property agreement is not the point of no return. A signed contract simply enables the firm to address the formalities at the suitable time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Hersham)to be in the office at the appropriate time.

We are buying a house and the solicitor has mentioned Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly appropriate for conveyancing in Hersham

Unless a previous purchase of the premises took place after 12 October 2013 you may assume that lawyers delivering conveyancing in Hersham to remain recommending a chancel search and or insurance against a claim.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Hersham?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hersham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

My wife and I have AIP from Barclays who have advised that they will loan up to £300k. When do we need to instruct a lawyer for conveyancing? Hersham is where we plan to move to.

It would be wise to appoint a conveyancing practitioner now requesting that they generate a file on your behalf. This will enable: 1) the selling agent to send out the Sales Memo to all parties 2) the seller’s solicitor to submit the draft agreement. However, do not instruct your solicitor to order searches until you receive your valuation report via Barclays and you are willing to proceed.