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Find a Cobham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cobham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cobham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cobham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cobham

My Cobham conveyancer has discovered an inconsistency between the assumptions in the valuation survey and what is revealed within the conveyancing documents. My lawyer says that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s stance correct?

Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Are the Cobham conveyancing solicitors identified as being on the Aldermore conveyancing panel, together with their details provided by Aldermore?

Cobham conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.

How does conveyancing in Cobham differ for newly converted properties?

Most buyers of new build property in Cobham contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Cobham typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cobham or who has acted in the same development.

I am thinking of appointing a conveyancing practitioner in Cobham for my purchase. Is there any facility to check a firm’s record with the legal regulator?

Members of the public may review published Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.

If all goes to plan we aim to complete our sale of a £275,000 apartment in Cobham on Wednesday in a week. The landlords agents has quoted £312 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Cobham?

For the majority of leasehold sales in Cobham conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

    Addressing pre-exchange enquiries Where consent is required before sale in Cobham Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale
Your solicitor will have no control over the level of the charges for this information but the average costs for the information for Cobham leasehold premises is £350. For Cobham conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to supply answers.

Cobham Leasehold Conveyancing - Examples of Questions you should ask before Purchasing

    The answer will be important as a) areas could result in problems for the block as the common areas may start to deteriorate if services are not paid for b) if the leasehold owners have a dispute with the running of the building you will need to know about it Who are the managing agents? Are any of leasehold owners in arrears of their service charge liability?

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