My conveyancer has discovered a a legal deficiency with the lease for the apartment we are purchasing in Cobham. The seller’s lawyers have suggested title insurance as a solution. We are happy with insurance and will pay for it. Our says that he must be satisfied that the bank is willing to move forward with this solution. Who is the client here, us or the mortgage company ?

Notwithstanding that you have a mortgage offer from the bank does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. These conveyancing instructions have to be complied with.

We are purchasing a flat in Cobham. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit funds into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I can see plenty of information on this site about conveyancing in Cobham but can you isolate your top tip for choosing the right conveyancer in Cobham

We would encourage you not to base your choice on the cheapest Cobham conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

I am aiming to move property in . Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you recommend a removal company in Cobham. Conveyancing lawyer was organised before I stumbled across this website.

On the afternoon of completion you will need to collect the house keys from your estate agent but this can only occur once the sellers solicitors confirm to the agent that the monies to complete are in and the keys can be collected. After that you should tell the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you find a residential property solicitor in Cobham or a lawyer that specialises in conveyancing in Cobham.

I am selling our home in Cobham and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Cobham. We have lived in Cobham for 5 years we know that this is a non issue. Do we contact our local Authority to obtain clarification that the buyers are looking for.

It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

I'm buying a new build house in Cobham with a mortgage from . The builders would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent told me not reveal to my lawyer about the side-deal as it will jeopardize my loan with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Cobham?

At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Cobham. As opposed to estate agents and many comparison sites we are not in the business of charging firms a fee if you select them for your home move in Cobham