Having been recommended your organisation we were going to use a conveyancing solicitor in Bookham endorsed by you but have come across alternative quotes on the internet appear less pricey – why is this?
There are plenty of solicitors advertising self styled cut-price conveyancing, yet more often than not extracharges end up with the final fee being inflated. Conveyancers are obliged to make sure that costs outlined in terms of business should be equitable invoiced The law firms that we list for conveyancing in Bookham specify all charges for the property you plan topurchase.
Is there a reason why leasehold purchase conveyancing in Bookham is more expensive?
Bookham leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
I had a mortgage agreed in principle with TSB. Bookham conveyancing lawyers were selected. How long does it take for TSB to forward the offer to the property lawyer?
Some lenders take longer than others. Have TSB conducted the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I was told two weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Bookham is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
Santander have agreed my home loan in principle, my bid on a apartment in Bookham has been agreed to, what happens next?
Your property agent will need to be advised as to your lawyer's details (ensure that the lawyers are on the bank’s approved list). Contact Santander or your financial adviser and finalise any outstanding documentation. Santander will instruct a valuer who will get in touch with the selling agent or owners to book a time for the valuation to happen. Once conducted (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. Santander will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bookham.
I'm buying a new build house in Bookham benefiting from help to buy. The developers refused to move on the amount so I negotiated 6k of extras instead. The sale representative told me not inform my conveyancer about this deal as it will affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my property. My past lawyers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Bookham if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Bookham. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.