My IFA has asked me for my Bookham lawyer’ panel reference for the HSBC conveyancing panel. What is the best way to discover this. I have contacted my local Bookham branch but they don't know it.

Have you tried calling your Bookham property lawyer about this?. They maintain a central record lender panel numbers.

It is 10 years ago since I purchased my home in Bookham. Conveyancing lawyers have just been instructed on the sale but I am unable to track down my title deeds. Will this jeopardise the sale?

You need not be too concerned. Firstly the deeds may be retained by your lender or they may be in the possession of the lawyers who acted in the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Bookham involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.

I need some expedited conveyancing in Bookham as I am under an ultimatum to exchange contracts in less than 4 weeks. Fortunately I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

If.Given you are not getting a mortgage you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Bookham the following are examples of issues that can be revealed and adversely affect future mortgageability: Enforcement Notices, Overdue Charges, Outstanding Grants, Unadopted Roads,...

I am buying a new build flat in Bookham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Bookham

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants.

I am looking at a two flats in Bookham which have about 50 years remaining on the lease term. should I be concerned?

There are plenty of short leases in Bookham. The lease is a right to use the premises for a period of time. As the lease gets shorter the marketability of the lease decreases and results in it becoming more expensive to extend the lease. For this reason it is generally wise to extend the lease term. Sometimes it is difficult to sell a property with a short lease as mortgage lenders may be unwilling to lend money on such properties. Lease extension can be a protracted process. We recommend you seek professional help from a solicitor and surveyor with experience in this field.

Leasehold Conveyancing in Bookham - A selection of Questions you should ask Prior to buying

How many of the leaseholders are in arrears for their maintenance charge payments? The best form of lease arrangement is where the freehold interest is in the ownership of the leaseholders. In this scenario the tenants have control and even though a managing agent is often retained where it is larger than a house conversion, the managing agent is directed by the tenants.