lenderpanel

Find a Cheam Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cheam? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cheam conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cheam conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cheam

It is a dozen years since I acquired my home in Cheam. Conveyancing lawyers have now been instructed on the sale but I can't track down my title documents. Is this a problem?

Don’t worry too much. Firstly the deeds may be retained by your lender or they could be in the possession of the lawyers who acted in your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Cheam involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.

My uncle passed away last year and as sole heir and executor I was left the property in Cheam. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this possible?

Where you plan to re-mortgage then Virgin Money will insist on your using a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.

Are there restrictive covenants that are commonly picked up during conveyancing in Cheam?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Cheam. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am looking for a conveyancing lawyer in Cheam for my remortgage. Can I review a solicitor's record with the legal regulator?

Anyone may search for documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator could monitor telephone calls for training requirements.

Is there a distinction between surveying and conveyancing in Cheam?

Conveyancing - in Cheam or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re buying and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the problems before you move in.

Last updated

Neighbouring Locations

Worcester Park
Sutton
Cheam
Belmont
Belmont
Banstead

Find out more about how flying freehold can affect your the value of a property.