My IFA says he needs my Dorking lawyer’ panel reference for the Nationwide conveyancing panel. How do I discover this. I have e-mailed my local Dorking office but they cant find it on their system.

The sensible thing to do is ask for this information from your Dorking conveyancer . Most Dorking conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

It is 10 years ago since I purchased my property in Dorking. Conveyancing solicitors have now been instructed on the sale but I can't locate my title documents. Will this jeopardise the sale?

You need not be too concerned. First there is a possibility that the deeds will be retained by the mortgage company or they could still be with the conveyancers who oversaw the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Dorking involves registered property but in the unlikely event that your property is unregistered it is more problematic but is resolvable.

How does conveyancing in Dorking differ for new build properties?

Most buyers of new build residence in Dorking contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because house builders in Dorking typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Dorking or who has acted in the same development.

I'm remortgaging my existing home to a BTL mortgage with Halifax and intend to use the remaining equity as a down payment on another property. The area we are talking about is Dorking. Will your conveyancers be able to act for the two lenders and link together the transactions?

Do use our search tool on this page to ensure that the lawyers are approved by both lenders. Having checked that they are the solicitor will be able to tie up the two deals but you should talk with you lawyer and specify your desired outcome and requirements.

Back In 2005, I bought a leasehold house in Dorking. Conveyancing and Nationwide Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Dorking who previously acted has now retired. What should I do?

First make enquiries of HMLR to be sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to instruct a Dorking conveyancing lawyer to do this as it can be done on-line for £3. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Dorking Leasehold Conveyancing - Examples of Questions you should ask before Purchasing

Is anyone aware of any major works in the near future that could add a premium to the maintenance costs? Where a Dorking lease has less than eighty years it will have adverse implications on the salability of the apartment. It is worth checking with your lender that they are happy with residual term of the lease. A short lease means that you will most likely need a lease extension at some point and you need to have some idea of what this will be. For most Dorkinglease extensions you will need to own the premises for two years in order to be entitled to carry out a lease extension. Generally speaking the cost for major works tend not to be built into the service charges, although there some managing agents in Dorking ask tenants to contribute towards a reserve fund and this is used to offset against larger repairs or maintenance.