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Recently asked questions about conveyancing in Walton on the Hill

I purchased a freehold premises in Walton on the Hill yet charged rent, why is this and what is this?

It’s unusual for properties in Walton on the Hill and has limited impact for conveyancing in Walton on the Hill but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

Should our conveyancer be raising enquiries regarding flooding during the conveyancing in Walton on the Hill.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Walton on the Hill. Some people will acquire a property in Walton on the Hill, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.

Lawyers are not best placed to give advice on flood risk, however there are a numerous searches that may be carried out by the purchaser or by their solicitors which will figure out the risks in Walton on the Hill. The conventional set of property information forms given to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual question of the owner to determine if the premises has suffered from flooding. In the event that the residence has been flooded in past and is not revealed by the owner, then a buyer could commence a claim for damages stemming from an misleading response. The buyer’s conveyancers will also carry out an environmental search. This should indicate if there is any known flood risk. If so, more detailed inquiries will need to be conducted.

The deeds to my property are lost. The lawyers who handled the conveyancing in Walton on the Hill 4 years ago no longer exist. What are my options?

As long as the title is registered the information relating to your proprietorship will be held by HMLR under a Title Number. It is easy to conduct a search at the Land Registry, find your house and order up to date copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.

How does conveyancing in Walton on the Hill differ for new build properties?

Most buyers of new build premises in Walton on the Hill come to us having been asked by the developer to sign contracts and commit to the purchase even before the property is built. This is because house builders in Walton on the Hill typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Walton on the Hill or who has acted in the same development.

My business partner and I are looking to take over a lease of an office on the high street. Can you recommend solicitors offering fixed fees for commercial conveyancing in Walton on the Hill for less than £1,200?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Walton on the Hill, including the sale and purchase of businesses as well as simply premises. If you are looking to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right lawyer. As for the charges this will depend on the structure and terms of the proposed transaction. Please provide us with your contact information or email us so that we can provide you with a fixed commercial conveyancing quote.

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Find out more about how flying freehold can affect your the value of a property.