Find a Epsom and Ewell Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Epsom and Ewell? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Epsom and Ewell conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Epsom and Ewell

Having been recommended your site we were about to use a conveyancing solicitor in Epsom and Ewell recommended by you but stumbled across some other estimates on the internet seem cheaper – why is this?

There are numerous conveyancing organisations marketing at first sight what seems to be very low prices. We suggest that you think long and hard about how important this transaction is to you that you are willing to take 'cheap' risks with regard to the standard of the conveyancing. Some embed additional charges well inside the terms of business. The law firms that we list for conveyancing in Epsom and Ewell neverbehave this way.

I am about to put a bid on a leasehold apartment in Epsom and Ewell. The selling agents tell me that it is standard for flats in Epsom and Ewell to have less than 75 years remaining. I am expecting a mortgage with Platform. Is this going to be acceptable if the lease has 70 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/7/2019 the requirements read as follows :

70 years unexpired at application, 30 years at the end of the mortgage term, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

A relative advised me that if I am purchasing in Epsom and Ewell I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually included in the estimate for your Epsom and Ewell conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Epsom and Ewell around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Epsom and Ewell Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Epsom and Ewell Education with plans and statistics, Local Amenities and other useful data regarding Epsom and Ewell.

I have recentlybeen informed that Arc property Solicitors have closed. They conducted my conveyancing in Epsom and Ewell for a purchase of a leasehold flat 10 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Epsom and Ewell conveyancing specialists.

I have just started marketing my basement flat in Epsom and Ewell. Conveyancing is yet to be initiated, however I have recently received a yearly maintenance charge invoice – Do I pay up?

The sensible thing to do is discharge the invoice as usual as all rents and maintenance charges will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I inherited a ground-floor 1950’s flat in Epsom and Ewell. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?

Most definitely. We can put you in touch with a Epsom and Ewell conveyancing firm who can help.

An example of a Lease Extension decision for a Epsom and Ewell premises is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case related to 1 flat. The number of years remaining on the existing lease(s) was 60.43 years.

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