My partner and I have just purchased a property in Epsom and Ewell. We have since encountered a number of issues with the house which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been carried out as part of conveyancing in Epsom and Ewell?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Epsom and Ewell. Conveyancing searches and investigations undertaken during the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner answers a document referred to as a Seller’s Property Information Form. answers is inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Epsom and Ewell.
We hope to to buy with Norwich and Peterborough Building Society. We have called around locally yet cant to find a Epsom and Ewell conveyancing firm on the Norwich and Peterborough Building Society panel. Can you help?
Feel free to make the most of the search tool on this web page. Please choose the mortgage company and type Epsom and Ewell or your preferred area and you will discover numerous conveyancers located in Epsom and Ewell or nearest you.
Me and my partner are buying a apartment in Epsom and Ewell. It might be a silly question but how we can trust a lawyer? At some point we will need to put money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is there a list of Nationwide panel solicitors in Epsom and Ewell on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings open the public over the internet. If you are in need of a Epsom and Ewell conveyancing practitioner on the Nationwide please use our tool.
The mortgage over my property is with HSBC for my property in Epsom and Ewell. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?
Your original mortgage agreement with HSBC will provide that you need their approval prior to renting your property as this is likely to be a breach of HSBC’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. You need not do this via a HSBC conveyancing panel solicitor.
Have purchased a a detached house in Epsom and Ewell , how long will it take for the Land Registry to register my ownership? My Epsom and Ewell conveyancing solicitor works at snail pace, so I want to be certain the registration is addressed.
As far as conveyancing in Epsom and Ewell is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can vary depending on who lodges the application, whether there are errors and whether the Land registry communicate with any other parties. At present roughly three quarters of submission are completed in less than three weeks but some can be subject to longer hold-ups. Registration is effected once the buyer is living at the property so an expedited registration is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your lawyers should speak with the land registry and explain the circumstances.
Due to the input of my in-laws I had a survey completed on a property in Epsom and Ewell before instructing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders tend refuse to grant a mortgage on this type of premises.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Epsom and Ewell. Conveyancing will be smoother if you use a solicitor in Epsom and Ewell especially if they regularly deal with such properties in Epsom and Ewell.