This question may be naive but I am unexperienced as a 1st time buyer of a ground floor flat in Epsom and Ewell. Do I collect the keys to the property on completion from my solicitor? If this is the case, I will use a local conveyancing solicitor in Epsom and Ewell?
On the day of completion you will not be required to attend the conveyancers office in Epsom and Ewell. Your solicitors will arrange to send the completion advance to the seller's solicitors, and once they have received this, you will be invited to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
My wife and I are at the point of viewing houses in Epsom and Ewell and I am about to put in an offer. Should I already have a property lawyer in place at this stage? I will be getting a home loan with Co-operative.
It would be prudent to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are getting a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.
The formalities of my remortgage has taken place for my property in Epsom and Ewell. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
What does a local search inform me concerning the property my wife and I buying in Epsom and Ewell?
Epsom and Ewell conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search plays a central part in many a Epsom and Ewell conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
I used Stirling Law a few years past for my conveyancing in Epsom and Ewell. I now require my file but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Epsom and Ewell of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Epsom and Ewell differ for new build properties?
Most buyers of new build premises in Epsom and Ewell contact us having been asked by the seller to sign contracts and commit to the purchase even before the property is built. This is because house builders in Epsom and Ewell usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Epsom and Ewell or who has acted in the same development.
My father-in-law has recommend that I use his conveyancers in Epsom and Ewell. Should I choose my own solicitor?
There are no two ways about it the ideal way to select a conveyancing practitioner is to get feedback from friends or relatives who have actually used the conveyancer you're are thinking of instructing.