The lawyer who dealt with my last purchase has given a fee calculation of £1700 for fixed fee conveyancing in Carshalton. I’m looking to sell a modern detached home for £250,000. Is this expensive? Is it above the average fee for conveyancing in Carshalton?
The charges are a bit high. If you shop around you might get the conveyancing a bit cheaper by say £125. On the other hand, you couldlive to rue choosing an a cheaper conveyancer. Remember to be sure the solicitor can act for your lender. Do employ our comparison tool to select a Carshalton conveyancing company on the lender’s conveyancing panel which can often include conveyancing solicitors in Carshalton.
Do the conveyancing solicitors highlighted through your ’find a lawyer’ tool conduct right to buy conveyancing in Carshalton?
We do have numerous conveyancing lawyers who can service right to buy conveyancing matters You should call us with a view to obtain a conveyancing quote.
Have just purchased a probate house at auction in Carshalton. Conveyancing is required. What is next?
Given that you have now for all intents and purposes signed on the dotted line you will need to find a conveyancing practitioner soon as you will have a tight deadline in which to complete the purchase. All auction property will ordinarily have a corresponding legal set of papers. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You need to give this to the solicitor working for you as soon as possible. You also need to ensure that that you have the requisite funding organised to complete the transaction on the set completion date.
I have paid off my mortgage with HSBC. I assume I don't need a Carshalton property lawyer on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
The mortgage over my property is with Skipton for my property in Carshalton. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?
Your original mortgage agreement with Skipton will provide that you need their approval in advance of renting your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel solicitor.
Should our conveyancer be raising questions regarding flooding as part of the conveyancing in Carshalton.
The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Carshalton. There are those who purchase a house in Carshalton, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, but there are a various checks that may be initiated by the buyer or by their solicitors which will give them a better understanding of the risks in Carshalton. The conventional set of property information forms given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the vendor to find out whether the property has ever been flooded. If the premises has been flooded in past which is not revealed by the owner, then a purchaser may bring a claim for damages as a result of such an incorrect reply. A buyer’s solicitors should also order an environmental search. This will indicate if there is a recorded flood risk. If so, additional inquiries should be carried out.
In my capacity as executor for the estate of my grandfather I am selling a house in Swansea but reside in Carshalton. My conveyancer (based 250 miles awayneeds me to sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing solicitor in Carshalton to witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Carshalton based