Last October we completed a house move in Wallington. We have since encountered a number of issues with the property which we believe were missed in the conveyancing searches. What action can we take? Can you clarify the type of searches that should have been ordered for conveyancing in Wallington?
The question is vague as what problems have arisen and if they are relate to conveyancing in Wallington. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a seller answers a form called a SPIF. answers is inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Wallington.
Forgive me if this question is silly but I am wet behind the ears as FTB of a ground floor flat in Wallington. Do I collect the keys to the premises on the completion date from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Wallington?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you will be invited to pick up the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
My uncle informed me that in purchasing a property in Wallington there may be various restrictions prohibiting external alterations to a property. Is this right?
There are anumerous of properties in Wallington which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Wallington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am due to exchange contracts on my flat. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kent Reliance are being a right pain. The Wallington solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified during conveyancing in Wallington?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Wallington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey completed on a house in Wallington before instructing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some lenders tend not issue a loan on this type of house.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wallington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wallington to see if the conveyancing costs will increase in light of this.
Given that I am about to part with hundreds of thousands of pounds on a garden flat in Wallington I would like to have a conversation with the lawyer concerning thehome move in advance of appointing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer due to be conducting your property ownership legalities in Wallington.There is no ‘factory style conveyancing’ - every client is unique person, not a case reference. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Wallington should be the amount on the final invoice that you are charged.